Business Details
50+ Years
experience
Your Trusted Insurance Partner in Silver Spring, MD
Hemnani & Company Insurance & Company Insurance has proudly served the insurance needs of Silver Spring and all of Maryland since 1974. As an independent agency, we work for our clients rather than insurance carriers, enabling us to compare policies from multiple trusted providers to find the best value for auto, home, health, business, and specialty insurance. Our locally owned and operated agency prioritizes personalized service, leveraging decades of experience to help clients navigate coverage options, understand policy details, and secure protection tailored to their unique needs.We emphasize transparency, community advocacy, and ongoing support, ensuring clients receive fair pricing and comprehensive coverage. With a commitment to being available when needed most, we provide free, no-obligation quotes and maintain a deep understanding of Maryland-specific insurance requirements.
Services
Auto Insurance
Home Insurance
Business Insurance
Health Insurance
Motorcycle Insurance
Renters Insurance
Condo Insurance
Flood Insurance
Commercial Auto
Workers Compensation
Details
- Year established: 1974
Highlights and features
- We are an independent agency comparing policies from multiple Maryland carriers.
- Our team has served the Silver Spring community since 1974.
- We provide free, no-obligation insurance quotes online or by phone.
- We specialize in explaining complex coverage options in simple terms.
- We advocate for clients during claims and policy adjustments.
Services
Auto Insurance
We provide auto insurance policies covering damage from accidents, theft, or natural events while protecting against medical and legal expenses. Our independent agency compares quotes from multiple carriers to find policies that meet Maryland's legal requirements and individual needs, including collision, comprehensive, and liability coverage. Clients receive guidance on deductible choices, financing requirements, and coverage limits.
Home Insurance
Our homeowners insurance solutions protect against financial loss from fire, theft, vandalism, and liability claims. Policies may include dwelling coverage, personal property protection, liability limits tailored to asset levels, and additional living expenses during repairs. We explain coverage options like scheduled personal property for valuables and umbrella policies while emphasizing maintenance responsibilities and inventory documentation.
Business Insurance
We offer business owners policies combining property, liability, and interruption coverage alongside specialized options like workers' compensation and surety bonds. Our agency helps Maryland businesses secure commercial auto, general liability, and umbrella policies while explaining coverage limits, premium factors, and risk management strategies specific to their industry.
Health Insurance
We assist clients in selecting health insurance plans from Maryland carriers, including HMO, PPO, EPO, and POS networks. Our services cover explanations of deductibles, co-pays, and coverage scopes for medical, surgical, and prescription needs. We emphasize affordability and help clients understand policy terms to choose plans matching their healthcare requirements and budget.
Motorcycle Insurance
We provide motorcycle insurance with options for liability, medical coverage, uninsured motorist protection, and custom parts. Policies include roadside assistance up to $300 and coverage for various bike types. Our agency explains state requirements for guest passenger liability and helps clients balance premium costs with adequate protection for their riding needs.
People
Gobind (Gary) C. Hemnani
Agent
With decades of experience, Gary Hemnani & Company Insurance & Company Insurance leads our team in providing personalized insurance solutions. He specializes in helping Maryland residents and businesses compare policies while maintaining a focus on community advocacy and client education.
Questions
What types of insurance do you offer?
We offer auto, home, health, business, motorcycle, renters, condo, flood, commercial auto, workers' compensation, and surety bonds insurance for clients in Maryland.
Why use an independent insurance agency?
As an independent agency, we compare policies from multiple carriers to find you the best value rather than being limited to a single provider's offerings.
How can I get a free insurance quote?
Request a quote online through our website or call us directly at 301-949-6535 during business hours for a no-obligation consultation.
Do you offer business insurance for small businesses?
Yes, we provide business owners policies, commercial property coverage, liability insurance, and workers' compensation tailored to Maryland small businesses' needs.
What factors affect home insurance premiums?
Premiums depend on coverage limits, deductible choices, property value, location risks, and selected endorsements like scheduled personal property coverage.
Is motorcycle insurance required in Maryland?
Maryland requires liability coverage for motorcycles. We help riders choose appropriate limits and add options like custom parts coverage and roadside assistance.
