Business Details
50+ Years
experience
Your Trusted Insurance Partner Since 1937
Since 1937, CF&P Insurance Brokers has been a trusted, family-owned partner in providing tailored insurance solutions for both businesses and individuals. As a third-generation independent agency, we pride ourselves on building long-term relationships through exceptional service and a deep understanding of our clients' evolving needs. Our team of seasoned professionals brings decades of collective experience, ensuring clients receive comprehensive coverage from reputable carriers. With a focus on risk management and client advocacy, we consistently deliver value that extends beyond policies.Our commitment to personalized service has fostered high client retention and referrals, reflecting our philosophy that insurance is about protecting what matters most. We maintain strong relationships with major insurers across California, enabling us to offer customized programs that address unique challenges. Our history of mergers and strategic affiliations has strengthened our capabilities while preserving our core values of integrity and service excellence.
Services
Commercial Auto
Management Liability
Workers Compensation
Personal Auto Insurance
Home Insurance
Personal Umbrella
Property Insurance
Professional Liability
Cyber Liability
Details
- Year established: 1937
Highlights and features
- We offer third-generation expertise in property and casualty insurance since 1937
- Our personalized approach creates long-term client relationships with 90% retention rate
- Access 100+ insurance carriers to find optimal coverage solutions for unique needs
- Dedicated team with 30+ years average tenure ensures continuity and expertise
- Specialized risk management programs protect California businesses across industries
Associations and certifications
- PIIB
Services
Commercial Insurance
CF&P Insurance Brokers provides comprehensive commercial insurance programs protecting California businesses since 1937. Our coverage includes property damage, liability protection, and risk management solutions tailored to specific industry needs. With access to multiple carriers, we create customized packages that safeguard assets while ensuring regulatory compliance.
Commercial Auto
We offer specialized commercial auto insurance for businesses requiring vehicle protection. Coverage includes collision, liability, and comprehensive policies for company-owned vehicles and employee-driven fleets. Our programs address both financial protection and legal compliance for commercial transportation needs across California.
Professional Liability
Our professional liability insurance protects service-based businesses against claims of negligence or professional errors. This includes cyber liability coverage for data breach risks. We offer tailored solutions for California professionals facing industry-specific challenges and regulatory requirements.
Management Liability
We provide directors & officers liability, employment practices liability, and fiduciary liability insurance to protect organizational leadership. Our policies cover legal defense costs and settlements related to management decisions, employment disputes, and employee benefit administration.
Workers Compensation
We deliver California-compliant workers' compensation insurance covering job-related injuries and illnesses. Our programs include medical treatment costs, wage replacement, and legal defense for workplace accidents while maintaining OSHA compliance and employee safety standards.
People
Paul Coupin
Partner
Paul Coupin, Partner at CF&P Insurance Brokers, brings decades of experience in commercial insurance. His expertise in risk management and client advocacy has strengthened the agency since 2008 through personalized service and strategic growth initiatives.
Michael Crist
Partner
Michael Crist, Partner and third-generation insurance professional, has served California businesses since 1937. With over 35 years in commercial risk management, he specializes in creating comprehensive insurance programs that protect business assets and operations.
Jeff Fritschi
Partner
Jeff Fritschi, Partner at CF&P Insurance Brokers, offers extensive expertise in commercial and personal insurance. With multi-generational experience, he focuses on delivering tailored solutions that address evolving client needs with industry-leading knowledge and service.
Jack Fritschi
Partner
Jack Fritschi, Partner and insurance professional, contributes 30+ years of experience in risk assessment and policy solutions. He specializes in commercial insurance programs while maintaining the family business values established in 1937.
Elizabeth Trujillo
Producer
Elizabeth Trujillo, a dedicated Producer, focuses on personal and commercial insurance solutions. With deep knowledge of California insurance markets, she helps clients secure appropriate coverage while maintaining CF&P's tradition of excellence.
Questions
What types of insurance does CF&P offer?
We provide commercial insurance (property, liability, auto, workers' compensation) and personal insurance (auto, home, umbrella). Our services include risk assessment, policy customization, and claims advocacy across California.
How is CF&P different from other agencies?
As California's third-generation independent agency since 1937, we combine family values with access to 100+ carriers. Our long-term team of experts creates tailored solutions while maintaining personal service and industry knowledge.
What areas do you cover?
While based in Walnut Creek, we serve California businesses and residents statewide through our network of trusted carriers and local expertise in both urban and rural markets.
How do I get a quote?
Contact our Walnut Creek office via phone or website to speak with a licensed agent. We'll review your needs, compare options from multiple carriers, and provide a customized quote with clear coverage details.
Do you offer 24/7 emergency services?
While our office operates during regular business hours, we partner with insurers offering 24/7 claims assistance. Contact us for guidance during emergencies and we'll connect you with immediate support resources.
Can you help with specialized business needs?
Yes, our experts handle niche requirements including management liability, cyber liability, and industry-specific risk assessments. We create comprehensive programs addressing unique challenges for California businesses of all sizes.
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