Business Details
50+ Years
experience
Your Trusted Insurance Partner in North Tonawanda, NY
Since 1964, Sentz-Carlson Insurance Agency has provided meticulously planned commercial and personal insurance solutions tailored to risks of all sizes and complexities. As a third-generation, family-owned agency based in North Tonawanda, NY, we prioritize trust, communication, and a deep understanding of client needs. Our approach combines comprehensive research with personalized service to identify insurance solutions that align precisely with individual and business requirements. We simplify the process of obtaining, maintaining, and updating coverage while maintaining a commitment to long-term client relationships.Our teams expertise spans business owners policies, liability insurance, property coverage, and specialized personal insurance products. By focusing on clarity and transparency, we ensure clients receive tailored guidance without unnecessary complexity. Our dedication to exceptional service has solidified our reputation as a reliable partner for both individuals and businesses navigating insurance challenges.
Services
Commercial Insurance
Personal Insurance
Workers Compensation
Homeowners Insurance
Auto Insurance
Flood Insurance
Rental Properties Insurance
Cyber Liability Insurance
Details
- Year established: 1964
Highlights and features
- Family-owned since 1964 with deep local expertise.
- Personalized insurance solutions tailored to unique needs.
- Comprehensive coverage options for businesses and individuals.
- Commitment to transparent, client-focused service.
- Proven track record in risk management and claims support.
Services
Commercial Insurance
We provide tailored commercial insurance solutions for businesses of all sizes, including general liability, property coverage, and cyber liability protection. Our team ensures comprehensive risk management strategies to safeguard operations and assets. Clients benefit from personalized consultations to address industry-specific challenges and compliance requirements.
Personal Insurance
Our personal insurance services include auto, homeowners, and flood policies designed to protect individuals and families. We offer flexible options for rental properties, recreational vehicles, and specialty items like collector cars. Clients receive dedicated support to navigate coverage choices and ensure long-term financial security.
Workers Compensation
We offer workers compensation insurance to protect businesses and employees in New York State. This includes pay-as-you-go options and coverage for workplace injuries or illnesses. Our team assists with compliance, claims management, and risk reduction strategies to support safe work environments.
Flood Insurance
Flood insurance policies protect properties in designated flood zones, meeting mortgage requirements and covering water-related damages. We guide clients through policy options and endorsements for water backup coverage, ensuring preparedness for natural disasters and unexpected flooding events.
Cyber Liability Insurance
Our cyber liability insurance safeguards businesses against data breaches, ransomware attacks, and other digital threats. Coverage includes legal fees, notification costs, and recovery expenses. Clients benefit from proactive risk assessments and tailored plans to mitigate evolving cybersecurity risks.
Questions
What commercial insurance services do you offer?
We provide business owners policies, general liability, property insurance, cyber liability, workers compensation, and specialized coverage for industries in North Tonawanda, NY.
Do I need flood insurance for my home?
Flood insurance is required if your property is in a designated flood zone or if your mortgage lender mandates it. Standard home policies do not cover flood damage.
What is renters insurance?
Renters insurance covers personal property and liability for apartment or condo tenants. It is often recommended but not mandatory unless specified by your landlord.
How does workers compensation work in New York?
New York law requires businesses with employees to carry workers compensation insurance. We offer pay-as-you-go plans and assistance with compliance, claims filing, and risk management.
Can I get insurance for a collector car?
Yes, we offer specialized policies for collector cars, including coverage for classic, antique, and high-value vehicles with agreed-upon value settlements.
