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Your Trusted Insurance Partner in Novato, CA
McNamara Insurance Services is an independent insurance agency dedicated to providing personalized coverage solutions for individuals and businesses. With a focus on San Rafael and Marin County, we serve clients across California, Arizona, Washington, Oregon, Colorado, Nevada, Minnesota, and Texas. Our team combines deep industry experience with a commitment to understanding each client's unique needs, offering access to top-tier national and regional insurance carriers.

We prioritize tailored coverage at competitive prices, emphasizing transparency, client education, and long-term relationships. Our locally rooted approach ensures clients receive both expert guidance and community-focused service, with a proven track record of helping clients navigate complex insurance decisions while maintaining financial protection.
Services
Auto Insurance Home Insurance Life Insurance Business Insurance Renters Insurance Boat Insurance Motorcycle Insurance Condo Insurance RV Insurance Flood Insurance
Highlights and features
  • We offer personalized insurance solutions tailored to your specific needs
  • Our team has decades of combined industry experience providing expert guidance
  • We serve clients across eight states with localized market knowledge
  • We partner with top-tier national and regional insurance carriers
  • We provide transparent policy explanations and comparative pricing analysis
What people say
Knowledgeable staff Extraordinary service Fast response Best rates Very good folk
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to California drivers' needs. Our policies cover collision, comprehensive, and liability protection while offering personalized rate comparisons across multiple carriers. Our experts help clients understand state requirements and select optimal coverage levels based on vehicle value, driving habits, and financial considerations. We specialize in finding cost-effective solutions without compromising essential protections.
Home Insurance
Our homeowners insurance policies protect against property damage, personal liability, and additional living expenses. We offer customizable coverage options for houses, condos, and rental properties across multiple states. Our team helps clients assess appropriate coverage limits, understand policy exclusions, and implement risk mitigation strategies to ensure comprehensive protection for their most valuable asset.
Life Insurance
We offer term, whole, and universal life insurance products to meet diverse financial planning needs. Our advisors help clients determine appropriate coverage amounts based on family needs, business obligations, and estate planning goals. We provide policy comparisons highlighting premium costs, cash value accumulation potential, and long-term benefits to ensure clients make informed decisions about their financial legacy.
Business Insurance
Our business insurance solutions include general liability, property, auto, and workers' compensation coverage. We conduct thorough risk assessments to create customized protection plans for small and mid-sized businesses. Our services help clients understand policy components like coverage limits, exclusions, and claims processes while ensuring compliance with industry-specific regulations and contractual requirements.
Renters Insurance
We provide affordable renters insurance policies that protect personal belongings and offer liability coverage for apartment dwellers. Our policies cover common risks like theft, fire, and water damage while offering flexible options for high-value items. We educate clients about coverage limitations and help them understand policy terms to ensure adequate protection for their personal assets.
People
Michael McNamara
President and CEO
Michael McNamara leads the agency with over 25 years of insurance industry experience. He specializes in commercial risk management and personal insurance solutions, maintaining active client relationships while overseeing strategic operations. His expertise includes policy analysis, claims advocacy, and insurance market trends.
Kent Schaum
Agent
Kent Schaum brings extensive knowledge of personal insurance products to his role as a licensed agent. He focuses on auto, home, and life insurance solutions for Marin County residents. With 15+ years in the industry, he helps clients understand coverage options and navigate the policy selection process.
Karen Hickey
Customer Service Representative
Karen Hickey manages client policy administration and support with 12 years of insurance industry experience. She specializes in policy renewals, endorsements, and claims assistance while maintaining high service standards. Her local market knowledge helps clients find appropriate coverage solutions.
Christa Granton
Agent
Christa Granton provides personalized insurance services to Sonoma County clients. She focuses on auto, home, and business insurance products while maintaining relationships with multiple carriers. Her approach emphasizes clear communication and tailored coverage recommendations based on client needs.
Sharon R. Lang
Agent
Sharon R. Lang serves clients in the John Daly area with comprehensive insurance solutions. She specializes in personal lines coverage and commercial policies for small businesses. With extensive experience in risk assessment, she helps clients understand policy details and implement effective protection strategies.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, renters, boat, motorcycle, condo, RV, and flood insurance solutions across multiple states.
Do you serve areas outside California?
Yes, we offer insurance products in Arizona, Washington, Nevada, Minnesota, Texas, and Colorado in addition to California.
How can I get an insurance quote?
Request a quote online through our website or contact our Novato office directly to speak with an agent about your specific needs.
Are you an independent insurance agency?
Yes, we're independently owned and partner with multiple top-tier insurance carriers to provide diverse coverage options for our clients.
What are your business hours?
Our Novato office is open Monday through Friday from 9:00 AM to 5:00 PM Pacific Time for in-person consultations and phone calls.
Do you offer 24/7 claims support?
While our office hours are Monday-Friday 9am-5pm, we provide guidance on accessing 24/7 claims services through your specific insurance carrier.