Liberty Loans

Business Details

Your Trusted Mortgage Broker in Columbus, OH

Liberty Loans has been a trusted mortgage brokerage in Columbus, Ohio, since our founding over two decades ago. Our A+ BBB accreditation reflects our unwavering commitment to integrity and client satisfaction. We specialize in navigating complex financial scenarios, including physician loans and self-employed borrower programs, ensuring tailored solutions for every client. Our VIP concierge service streamlines the loan process from application to closing, supported by a team with deep local market expertise. With consistent five-star reviews, we combine competitive rates with transparent communication, prioritizing clear guidance and ethical practices throughout every transaction.

Services

Conventional Loans FHA Loans VA Loans USDA Loans Jumbo Loans First Time Home Buyer Home Equity Loans Reverse Mortgages DSCR Loans Foreign National Loans

Highlights and features

We offer a VIP concierge service guiding clients from application to closing.
Our team specializes in physician and self-employed borrower loan programs.
20+ years of experience serving Central Ohio's mortgage needs.
Consistently earn five-star customer reviews for exceptional service.
A+ BBB-accredited mortgage broker since our foundation.

Associations and certifications

BBB

What people say

Excellent service Knowledgeable team Responsive communication Smooth process Competitive rates

Website

Update Listing

Services

Conventional Loans

Conventional loans offer flexible terms for borrowers with strong credit histories. These mortgages aren't government-insured, providing competitive rates for qualified buyers. Our experts help clients navigate down payment requirements and documentation needs, ensuring optimal loan structures for primary residences, investment properties, or second homes.

FHA Loans

FHA loans provide accessible homeownership opportunities with low down payments and lenient credit requirements. Ideal for first-time buyers, these government-insured mortgages allow 3.5% down payments with proper guidance. Our team specializes in explaining FHA loan limits and helping clients meet eligibility criteria.

VA Loans

VA loans offer zero-down financing for eligible military personnel and veterans. Our specialists streamline the certificate of eligibility process while explaining service-specific benefits. We help clients understand funding fees and maximize VA loan entitlements for primary residences.

Physician Loans

Tailored mortgage solutions address physicians' unique financial situations during residency and beyond. We help medical professionals qualify using future income potential while accommodating student debt structures. Our team understands deferred payment requirements and specialty loan programs for healthcare providers.

Self-Employed Loans

Specialized underwriting accommodates self-employed borrowers' variable income streams. We help entrepreneurs document business profitability through tax returns and bank statements. Our experts navigate alternative documentation requirements while ensuring compliance with current lending standards for business owners.

People

James McBain

Mortgage Broker

James McBain brings decades of mortgage expertise to Liberty Loans. He specializes in complex loan scenarios, maintaining transparent communication throughout transactions. Clients praise his responsiveness and ability to explain technical details clearly while securing competitive rates.

Laura Mathews

Loan Officer

Laura Mathews combines technical expertise with personalized service. She guides clients through documentation requirements and closing processes efficiently. Known for her availability outside standard business hours, Laura ensures smooth transactions for first-time buyers and experienced investors alike.

Jason Krasnow

Loan Originator

Jason Krasnow specializes in out-of-state transactions and investment property financing. He provides 24/7 availability for urgent client needs while maintaining thorough explanations of loan terms. Jason's clients highlight his patience and proactive communication during complex deals.

Ken Wichman

Senior Mortgage Consultant

Ken Wichman focuses on VA loans and veteran-specific programs. He maintains strong relationships with military clients through personalized guidance. Ken's expertise includes navigating unique service-related financial situations while ensuring timely loan approvals for active-duty personnel and veterans.

Jarrod Singleton

Mortgage Specialist

Jarrod Singleton excels in first-time homebuyer education and loan process demystification. He provides weekly transaction updates while explaining complex mortgage concepts in accessible terms. Jarrod's clients appreciate his proactive approach to resolving documentation challenges during the approval process.

Questions

What loan types does Liberty Capital Services offer?

We offer conventional, FHA, VA, USDA, jumbo, home equity, reverse mortgages, DSCR loans, foreign national loans, and specialty programs for physicians and self-employed borrowers.

Are Liberty Capital Services' rates competitive?

Yes, our A+ BBB-rated brokerage consistently secures competitive rates through relationships with multiple lenders while maintaining transparent fee structures for all loan products.

How does Liberty Capital handle complex income situations?

Our specialists have 20+ years' experience with non-traditional income scenarios, including self-employment, commission-based earnings, and physician-specific financial structures.

Do they serve clients outside Ohio?

Yes, we serve clients in Florida, California, and throughout Ohio with remote transaction capabilities, including electronic document signing and virtual consultations.

What's the mortgage process timeline?

Most transactions close within 21-45 days depending on loan type. Our VIP concierge service provides weekly updates while proactively addressing potential delays.

Videos