Business Details
Your Michigan Financial Wellness Partner
Consumers Credit Union has been serving the financial needs of West Michigan residents for over 85 years. Our member-owned cooperative model prioritizes community impact through partnerships with local charities and personalized financial solutions. We offer a comprehensive suite of services including competitive HELOC programs with introductory 5.99% APR, interest-bearing checking accounts requiring no minimum balance, and investment advisory services tailored to individual goals. Our financial education hub provides free online courses, podcasts, and articles to help members navigate life's financial milestones. Through exclusive member perks and the Wimee Kids' Savings Club, we create accessible pathways to financial wellness for all ages.Our team of certified professionals maintains rigorous compliance standards while delivering 24/7 digital banking access. With physical branches across Michigan and a commitment to innovation, we combine traditional banking security with modern convenience. Our annual community impact report demonstrates measurable results from our charitable initiatives, while monthly member appreciation programs reinforce our cooperative values. This balanced approach has earned us recognition as one of Michigan's fastest-growing financial institutions.
Services
Mortgages
Business Services
Credit Cards
Checking Accounts
Investment Services
Financial Education
Member Perks
Community Programs
Kids Savings Club
HELOC
Highlights and features
- We offer competitive HELOC rates starting at 5.99% APR with no minimum balance requirements
- Our financial education hub provides free resources for all life stages
- We deliver exclusive member discounts through local business partnerships
- Our Wimee Kids' Savings Club teaches financial literacy to children 12 and under
- We maintain physical branches across Michigan with 24/7 digital banking access
Services
Home Equity Line of Credit
Our HELOC program offers flexible borrowing with an introductory 5.99% APR for 12 months. After this period, rates adjust to as low as 7.25% APR. This revolving credit line allows homeowners to access funds for renovations, debt consolidation, or emergency expenses while maintaining competitive rates and member-focused terms.
Serious Interest Checking
This no-minimum balance checking account offers up to 4.00% APY when qualifying requirements are met. Debit and credit card purchases automatically count toward monthly requirements, making it easy to earn premium interest rates while maintaining daily banking flexibility through mobile and online platforms.
Financial Education Hub
Our comprehensive financial education platform provides free resources including video courses, podcasts, and articles. Designed for all life stages, the hub covers budgeting, investing, homeownership, and retirement planning. Members access self-paced learning modules and receive personalized recommendations based on financial goals and life circumstances.
Wimee Kids' Savings Club
This youth savings program teaches financial literacy to children 12 and under through interactive tools and rewards. Members receive age-appropriate educational materials, savings tracking tools, and periodic incentives. The program emphasizes early financial education through gamified learning experiences and parental guidance resources.
Member Perks Program
Exclusive member discounts are available through our partner network, including monthly custom vinyl stickers celebrating member milestones. The program provides savings on local goods and services while reinforcing our commitment to community engagement and member appreciation through tangible, recurring benefits.
Questions
What HELOC promotions are currently available?
We're offering an introductory 5.99% APR for 12 months on new HELOC accounts, adjusting to 7.25% APR afterward.
How can I access financial education resources?
Our online financial education hub provides free videos, podcasts, articles, and courses accessible to all members.
Are there special programs for young savers?
The Wimee Kids' Savings Club offers age-appropriate financial literacy tools and rewards for children 12 and under.
What member-exclusive perks do you offer?
Members receive discounts through our partnership network and monthly custom vinyl stickers celebrating member milestones.
How does the credit union support local communities?
We partner with West Michigan charities and publish an annual community impact report detailing our charitable initiatives.
Videos
