Business Details
19 Years
experience
Your Trusted Health Insurance Broker in Portland, OR
With 16 years of dedicated service in the health and life insurance industry, our agency specializes in providing tailored insurance solutions for individuals, families, and businesses. As an independent broker licensed in Oregon, Washington, and Nevada, we work with over 20 major insurance carriers to ensure clients receive comprehensive coverage that aligns with their unique needs. Our expertise spans Medicare plans, individual/family health insurance, employer group plans, and supplemental coverage options like dental and vision.We prioritize client satisfaction by offering personalized consultations, in-depth analysis of plan benefits and costs, and ongoing support throughout the policy lifecycle. Our commitment to transparency is reflected in our fee-free service model, where compensation is derived solely through carrier commissions without additional costs to clients. By maintaining independence from any single insurance provider, we guarantee unbiased recommendations focused on securing optimal coverage at competitive prices.
Services
Individual/Family Health Insurance
Medicare Health Insurance
Employer Group Health Insurance
Short-term Medical Insurance
Dental/Vision Coverage
Details
- Year established: 2007
Highlights and features
- 16 years of health insurance brokerage experience with Medicare and individual/family plans
- Independent broker with access to 20+ insurance carriers for unbiased comparisons
- No client fees - compensated solely through carrier commissions
- Personalized plan analysis considering doctors, medications, and financial needs
- Specialized expertise in Medicare Advantage, Supplement, and Part D prescription coverage
What people say
Instrumental support
Consummate professional
No worries delivered
Saved thousands
Patient and knowledgeable
Services
Individual/Family Health Insurance
Tailored health insurance solutions for individuals and families under 65. We analyze your medical needs, preferred providers, and budget to identify plans offering optimal coverage. Our service includes comprehensive comparisons of deductibles, copays, and network hospitals while ensuring compliance with ACA regulations. With access to all major carriers in Oregon, Washington, and Nevada, we secure plans that balance affordability with essential benefits like preventive care and prescription coverage.
Medicare Health Insurance
Specialized Medicare solutions for seniors and disabled individuals. We provide expert guidance through Part A/B enrollment, Advantage plans, Supplement policies, and Part D prescription drug coverage. Our analysis considers pre-existing conditions, medication costs, and provider networks to minimize out-of-pocket expenses. With 12 years of Medicare-specific experience, we help clients navigate enrollment periods, compare plan benefits, and select coverage that adapts to evolving healthcare needs while maintaining cost efficiency.
Employer Group Health Insurance
Customized group health plans for businesses of all sizes. We assist employers in selecting competitive benefit packages that attract talent while managing costs. Services include small business tax credit evaluations, HRA implementation guidance, and multi-carrier plan comparisons. Our expertise covers both fully insured and self-funded options, with emphasis on compliance with ERISA regulations and creating scalable solutions for growing companies in Oregon, Washington, and Nevada.
Short-term Medical Insurance
Flexible short-term health insurance options for transitional periods. Ideal for individuals between jobs, early retirees, or those waiting for employer coverage. These plans provide essential medical protection with customizable durations up to 364 days. We help clients understand policy limitations while selecting cost-effective temporary solutions that bridge coverage gaps without compromising critical healthcare access during life transitions.
Dental/Vision Coverage
Comprehensive dental and vision insurance add-ons to enhance primary health coverage. We offer standalone plans and bundled options that cover routine exams, corrective procedures, and preventive care. Our recommendations consider individual oral and vision health needs while balancing premium costs with benefit utilization. These supplemental policies effectively reduce out-of-pocket expenses for services often excluded from standard medical insurance plans.
People
Lori Nye
Health Insurance Broker
Licensed insurance broker with 16 years of experience specializing in Medicare, individual/family, and group health plans. Independent agent representing 20+ carriers to provide unbiased coverage recommendations across three states.
Questions
What insurance services do you offer?
We provide Medicare plans, individual/family health insurance, employer group coverage, short-term medical policies, and supplemental dental/vision plans across Oregon, Washington, and Nevada.
Is there a fee for your brokerage services?
No client fees are charged. We earn commissions from insurance companies when clients enroll in recommended plans, with no additional costs to policyholders.
How do you help clients select insurance plans?
We analyze medical needs, preferred providers, medication requirements, and financial situations to recommend plans offering optimal coverage and cost efficiency from multiple carrier options.
What makes you an independent broker?
As an independent broker, we contract with 20+ insurance carriers rather than representing a single company, ensuring unbiased comparisons and customized solutions for each client.
When can I enroll in health insurance?
Medicare enrollment runs Oct 15-Dec 7. Individual/family plans enroll Nov 1-Dec 15, with special enrollment available for qualifying life events like relocation or job loss.
Do you assist with employer health benefits?
Yes, we help businesses of all sizes select group health plans, evaluate small business tax credits, and implement HRAs to create competitive benefit packages.
