Business Details
29 Years
experience
Your Trusted Mortgage Broker in Atlanta for Wholesale Lending Solutions
Since 1997, our team has dedicated itself to delivering exceptional mortgage lending services with a focus on personalized support and innovative technology. We specialize in wholesale lending for single-family homes, serving independent brokers and banks nationwide. Our commitment to excellence is reflected in our BOLT Portal, a cutting-edge digital platform that streamlines loan origination to closing while maintaining responsiveness across all devices. With over 25 years of industry experience, we combine deep expertise with a client-centric approach, ensuring competitive pricing and efficient processes that yield positive results.Our team's professionalism and prompt communication have earned us long-term partnerships and consistent client satisfaction. We prioritize transparency, leveraging advanced tools to enhance workflow efficiency and deliver clear, timely outcomes. Recognized for our knowledgeable staff and robust product offerings, we maintain a 4.8 Google rating based on 23 reviews, underscoring our reputation as a trusted lending partner.
Services
Conventional Loans
FHA Loans
USDA Loans
VA Loans
Expanded Prime Loans
Non-Prime Loans
ITIN Loans
DSCR Loans
Details
- Year established: 1997
Highlights and features
- We offer 25+ years of experience in wholesale mortgage lending.
- Our BOLT technology platform streamlines loan origination to closing.
- We provide competitive rates across diverse loan programs.
- Our team maintains a 4.8 Google rating for responsive service.
- We specialize in advanced underwriting solutions for complex cases.
What people say
Exceptional service
Responsive and efficient
Knowledgeable staff
Competitive rates
Timely closings
Services
Conventional Loans
We offer Conventional Loans with maximum loan amounts up to $766,550, requiring a 620 minimum credit score and 50% DTI with AUS approval. These loans support purchase and refinance transactions with flexible down payment options. Our streamlined process ensures efficient underwriting and closing for brokers and clients.
FHA Loans
Our FHA Loan program provides financing up to $420,680 with 3.5% down payments and a 620 minimum credit score. Designed for first-time buyers, these loans offer lenient qualification criteria and competitive rates while maintaining strict compliance with federal guidelines.
USDA Loans
We facilitate USDA Loans with zero down payment requirements, serving rural and suburban areas. These loans feature 29/41% DTI limits and 620 minimum credit scores, supporting eligible borrowers through favorable terms and government-backed security.
VA Loans
Our VA Loan program offers 100% financing up to $1.5M for qualified veterans, requiring a 620 minimum credit score and 55% DTI with AUS approval. These loans eliminate down payment requirements while providing competitive rates and specialized underwriting support.
Expanded Prime Loans
We provide Expanded Prime Loans with 90% LTV options, catering to self-employed borrowers and investors. These loans support $100K-$3M amounts with 660 minimum FICO scores, allowing LLC/corporate ownership and non-warrantable condos while maintaining flexible documentation requirements.
People
Kevin Green
National Sales Manager
Kevin Green leads national sales efforts with over 25 years of mortgage industry experience, specializing in wholesale lending strategies and client relationship management.
Lou Stanley
Regional Sales Manager
Lou Stanley manages regional sales operations, leveraging extensive knowledge of mortgage underwriting and product guidelines to support broker partnerships across multiple markets.
Alec Hughes
Regional Sales Manager
Alec Hughes specializes in broker education and loan process optimization, maintaining a reputation for responsive service and technical expertise in complex mortgage transactions.
Questions
What loan programs does MAI Mortgage Assurance offer?
We offer Conventional, FHA, USDA, VA, Expanded Prime, Non-Prime, ITIN, and DSCR loan programs with competitive rates and flexible qualification criteria.
How does BOLT technology benefit brokers?
BOLT provides a responsive digital platform for loan origination, enabling real-time tracking, streamlined communication, and efficient processing from application to closing.
What are the minimum credit score requirements?
Minimum credit scores range from 620 for conventional/VA loans to 660 for Expanded Prime loans, with specialized programs accommodating unique borrower circumstances.
Do you offer financing for investment properties?
Yes, our Expanded Prime and DSCR programs support investment properties with options for LLC/corporate ownership and non-warrantable condominiums.
How can brokers access current rate information?
Brokers can sign up for our Daily Rate Sign-Up to receive market rate updates and utilize the BOLT portal for real-time pricing and loan status tracking.
