Business Details
22 Years
experience
Your Trusted Mortgage Partner in Suwanee, GA
At First Option Mortgage, we believe that mortgages are about more than numbers and ratesthey are about people. We are committed to guiding families, veterans, newlyweds, and retirees through the life-changing experience of home ownership. Our team is dedicated to supporting every customer who walks through our doors or calls us, ensuring they feel valued and understood. We pride ourselves on a culture of adaptability, compassion, and purpose, empowering our employees to deliver exceptional service. With a focus on innovation and efficiency, we streamline the mortgage process from pre-qualification to closing, leveraging cutting-edge technology and personalized marketing resources.Our leadership team brings decades of industry experience, driving strategic growth while maintaining a commitment to community and ethical practices. We prioritize transparency, reliability, and client satisfaction, ensuring every interaction reflects our core values. Whether you are purchasing your first home or refinancing, First Option Mortgage is here to make your journey stress-free and rewarding.
Services
Home Purchase Loans
Refinance Options
Conventional Loans
Non-QM Loans
Mortgage Refinancing
Details
- Year established: 2004
Highlights and features
- We offer a competitive pricing model to ensure you stand out to potential customers.
- Our average underwriting time is just 24-48 hours for faster loan closings.
- We provide comprehensive training materials and live trainings for continuous growth.
- Our in-house marketing team offers customized support for social media, design, and events.
- We combine nearly 50 years of leadership experience with a client-centric approach.
What people say
Efficient and you can get loans done and closed quickly
Most efficient in getting loans closed
Supportive and accessible team
Resources to be successful
Positive and professional environment
Services
Home Purchase Loans
First Option Mortgage provides tailored home purchase loans to help clients achieve homeownership. Our process emphasizes speed, transparency, and personalized support, ensuring a stress-free experience from pre-qualification to closing. We cater to diverse needs with flexible terms and competitive rates.
Refinance Options
Our refinance solutions allow clients to lower payments, adjust loan terms, or access home equity. We streamline the process with quick underwriting and expert guidance to maximize financial benefits while minimizing hassle.
Conventional Loans
We offer conventional loan products for clients seeking standard mortgage solutions. These loans provide competitive rates and flexible down payment options, ideal for those with strong credit histories and stable income.
Non-QM Loans
Our non-QM loans cater to clients with unique financial situations, offering alternative documentation and underwriting criteria. These products provide homeownership opportunities for self-employed individuals or those with non-traditional income sources.
Loan Officer Support
First Option Mortgage empowers loan officers with comprehensive training, marketing resources, and technology tools. We provide ongoing support to enhance skills, streamline workflows, and drive business growth for our partners.
People
Alvin Shah
Managing Partner
Alvin Shah, Managing Partner at First Option Mortgage, has over 18 years of industry experience. He leads a team of 300+ and focuses on sales, business development, and corporate strategy. Recognized by Marquis Who's Who, he emphasizes servant leadership and community service.
Kurt Nikolai
Managing Partner
Kurt Nikolai co-founded First Option Mortgage and oversees long-term vision, product development, and investor relations. With decades of experience, he ensures the company aligns with its mission of providing better lives for clients and employees.
Mike Kiessel
VP Secondary Marketing
Mike Kiessel brings nearly 30 years of mortgage expertise to First Option Mortgage. He manages secondary marketing strategies, leveraging his background in wholesale and retail lending to optimize loan sales and investor partnerships.
Clay Jones
VP Credit Risk
Clay Jones oversees credit risk management at First Option Mortgage, collaborating with underwriting teams to balance risk and client needs. With a career spanning multiple mortgage roles, he emphasizes strategic risk assessment and operational efficiency.
Kevin Strika
VP Operations
Kevin Strika, VP of Operations, streamlines First Option Mortgages processes using his MBA and technical expertise. He administers the Encompass LOS system to enhance efficiency in processing, compliance, and reporting for seamless loan management.
Questions
How do I start the mortgage process with First Option?
Begin by contacting us through our website or phone number to discuss your needs. We’ll guide you through pre-qualification and loan options tailored to your situation.
What types of loans does First Option offer?
We provide conventional loans, non-QM products, and refinancing options to meet diverse client needs, with support for both retail and wholesale lending.
How long does the mortgage process take at First Option?
Our average underwriting time is 24-48 hours, with a focus on quick turn times from processing to closing.
Does First Option support loan officers with marketing resources?
Yes, our in-house marketing team offers customized support for social media, promotional materials, graphic design, and event coordination.
What makes First Option different from other mortgage companies?
We combine competitive pricing, rapid loan processing, personalized training, and a collaborative culture to empower both clients and employees.
