Business Details
45 Years
experience
Your Trusted Partner for Comprehensive Insurance Solutions
The Hoffberger Insurance Agency has been providing tailored insurance solutions since 1981, specializing in personal, commercial, and equine insurance. Our expertise in Bloodstock insurance stems from decades of hands-on experience in the horse industry as owners and breeders. We operate with dedicated divisions for Personal Insurance, Commercial Property & Casualty, and Horse Insurance, ensuring clients receive specialized coverage. Tracy McCoy, a Vice President with over 30 years of tenure, leads our team in delivering comprehensive personal and commercial insurance services. Sam Hoffberger represents the next generation of family leadership, combining traditional values with modern insurance strategies.We prioritize placing coverage with confidence, addressing complex insurance challenges for businesses and individuals alike. Our commitment to client service is reflected in our ability to meet diverse needs while maintaining personalized attention. With deep roots in the horse community, we offer customized solutions for stables, breeders, and equestrian professionals. Our partnerships with A-rated carriers and London market specialists enable us to provide competitive, tailored policies. For over four decades, we have built trust through transparency, expertise, and a relentless focus on client satisfaction.
Services
Personal Insurance
Commercial Insurance
Horse Insurance
Farm Insurance
Workers Compensation
General Liability
Property Insurance
Cyber Liability
Details
- Year established: 1981
Highlights and features
- We offer over 40 years of experience in insurance solutions tailored to unique client needs.
- Our specialists understand the horse industry through decades of ownership and breeding experience.
- We provide access to A-rated carriers and London market specialists for competitive coverage options.
- Our team delivers personalized service with a proven track record in complex insurance placements.
- We maintain a client-centric approach with dedicated specialists handling every policy aspect.
Services
Personal Insurance
We provide comprehensive personal insurance solutions for high-value assets including homes, automobiles, and valuable articles. Our policies offer cash settlement options, agreed value coverage for collector cars, and high limits for valuable items. Clients benefit from bundled home and auto discounts while receiving tailored protection for diverse living situations ranging from apartments to estates.
Horse Insurance
Specialized insurance for racehorses, show horses, and breeding operations with policies through Lloyd's of London and domestic carriers. Coverage includes mortality protection, transportation insurance, and infertility coverage tailored to specific equine disciplines. We offer customizable solutions for stables, breeders, and individual horse owners across all competition levels.
Farm Insurance
Comprehensive farm insurance packages for horse facilities including barns, dwellings, and equipment coverage. Policies include liability protection and specialized options for hay/feed storage, tenant operations, and care custody control. With 25+ years of equine industry experience, we create tailored solutions for both commercial farms and private horse owners.
Commercial Insurance
Custom commercial insurance programs addressing general liability, property risks, and professional liability for diverse industries. We offer specialized policies including cyber liability, directors & officers coverage, and excess liability protection. Our experienced team places policies with multiple carriers to find optimal solutions for challenging business insurance needs.
Workers Compensation
We provide workers compensation insurance solutions for businesses in various industries, including equine-related operations. Our policies protect employers against workplace injury claims while meeting state-specific regulatory requirements. This coverage extends to riding instructors, boarding facilities, and agricultural operations within the horse industry sector.
People
Richard J. Hoffberger
President
President with decades of equine industry experience as a horse owner and breeder. Founded the agency's specialty Bloodstock insurance program. Leads strategic direction while maintaining hands-on involvement in client relationships.
Tracy A. McCoy
Vice President
Vice President with over 30 years of insurance expertise. Manages personal and commercial insurance divisions. Specializes in client service and policy customization. Coordinates farm insurance placements and risk management solutions.
Sam Hoffberger
Manager
Third-generation insurance professional with equine industry experience. Focuses on Bloodstock and farm insurance solutions. Combines traditional values with modern insurance practices to serve clients effectively.
Questions
What types of insurance does Hoffberger specialize in?
We specialize in personal insurance, commercial insurance, and equine-specific coverage including Bloodstock, farm, and horse industry insurance.
How does Hoffberger handle high-value asset insurance?
We offer agreed value settlements for collector cars, cash option policies for damaged items, and high limits for valuable articles without requiring appraisals in many cases.
Do you offer insurance for horse-related businesses?
Yes, we provide specialized coverage for stables, breeders, riding instructors, and equine operations including liability, mortality, and transportation insurance.
Can I get bundled insurance policies?
Yes, we offer bundled home and auto insurance packages with multi-policy discounts while providing comprehensive protection for all your assets.
What experience do you have in farm insurance?
With over 25 years of experience, we create tailored farm insurance solutions covering barns, equipment, liability, and tenant operations for horse facilities.