Business Details
50+ Years
experience
Your Trusted Partner for Community Banking in Chattanooga, TN
Since 1961, Chattanooga First Federal Credit Union has been dedicated to providing personalized banking solutions tailored to the Chattanooga community. As a member-owned institution, we prioritize local decision-making and community impact over corporate interests. Our services include checking and savings accounts, competitive loan programs, and specialized financial tools designed to meet the unique needs of our members. We emphasize transparency, reliability, and exceptional customer service, ensuring every member feels valued and supported. With decades of experience, we combine traditional banking principles with modern financial innovations to empower our community.Our commitment to local service is reflected in our accessible location, flexible loan options, and personalized financial guidance. We continuously invest in security enhancements to protect member data while expanding digital banking capabilities. By focusing on cooperative principles, we foster a banking environment where members have a voice in shaping our services. Our teams expertise and dedication to member success have earned us long-term trust and loyalty. We remain steadfast in our mission to deliver banking solutions that prioritize people over profit.
Services
Online Banking
Checking Accounts
Savings Accounts
Auto Loans
Mortgage Loans
Loan Calculator
Certificate Accounts
IRA Services
Repossessed Vehicle Sales
Mobile Banking
Details
- Year established: 1961
Highlights and features
- We are a member-owned credit union prioritizing community needs over corporate interests.
- Our local decision-making ensures tailored financial solutions for Chattanooga residents.
- We offer competitive rates on loans, certificates, and IRAs to benefit members.
- Our personalized service includes one-on-one financial counseling and guidance.
- We invest in secure, user-friendly online banking tools for member convenience.
Associations and certifications
- National Credit Union Administration (NCUA)
What people say
Excellent service
Personalized attention
Great financial outcomes
Responsive staff
Competitive rates
Services
Online Banking
Our user-friendly online banking platform allows members to manage accounts, transfer funds, and monitor transactions securely from any device. Features include bill pay, e-statements, and real-time balance updates. Enhanced security measures ensure safe access to financial information 24/7.
Auto Loans
We offer competitive auto loan rates for new and used vehicles, including cars, boats, and RVs. Flexible terms and personalized guidance help members find affordable financing options. Our local approval process ensures quick decisions tailored to individual financial situations.
Mortgage Loans
Our mortgage loan programs provide competitive rates and personalized support for home purchases or refinancing. Members benefit from local underwriting expertise and streamlined processes. We offer fixed-rate and adjustable-rate mortgages to suit various financial goals.
Certificate Accounts
High-yield certificate accounts deliver secure savings options with competitive interest rates. Terms range from short-term to long-term investments, allowing members to optimize their savings strategy. FDIC-insured deposits ensure fund safety.
Loan Calculator
The interactive loan calculator helps members estimate monthly payments, interest costs, and total loan expenses. This free tool supports informed decisions for auto, mortgage, and personal loan options. Real-time calculations adjust to user-defined loan parameters.
Questions
How do I become a member of Chattanooga First Federal Credit Union?
Membership requires living or working in Chattanooga, TN. Visit our Broad Street branch or apply online to open an account and gain immediate access to our services.
What online banking features are available?
Our platform includes account management, bill pay, fund transfers, e-statements, and mobile check deposit. New security features protect your account with multi-factor authentication.
What loan types do you offer?
We provide auto loans, mortgages, personal loans, RV/boat financing, and real estate loans. Competitive rates and flexible terms are available for qualified members.
Are my deposits insured?
Yes, savings are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency.
