Business Details
Your Trusted Financial Partner in Tulsa, OK
Employees Federal Credit Union is a not-for-profit financial cooperative owned by its members, dedicated to meeting the financial needs of individuals and families in the Tulsa metropolitan area. Established to serve employees of local government entities and their families, we extend membership to residents, workers, and students in specific Tulsa regions. Our services include competitive savings and checking accounts, loan products, credit cards, and wealth management solutions.As a member-owned institution, we prioritize returning value through lower loan rates, higher savings yields, and innovative financial products. With multiple branch locations and extended weekday hours, we combine local expertise with personalized service to empower our members' financial success.
Services
Savings Accounts
Checking Accounts
Credit Cards
Loan Products
Car Buying Service
Mobile Banking
Wealth Management
ATM Services
Wire Transfers
Financial Planning
Highlights and features
- We operate as a member-owned cooperative prioritizing your financial success
- Our local expertise serves Tulsa's unique financial needs since 1937
- Competitive rates on loans and savings accounts benefit from our not-for-profit structure
- Free financial consultations available with certified wealth management professionals
- Federally insured deposits up to $250,000 through NCUA protection
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Savings Accounts
Our savings accounts provide secure financial growth opportunities with competitive dividend rates. Members earn quarterly compounded interest on balances over $100 while maintaining liquidity. Federally insured by NCUA up to $250,000, these accounts serve as foundational financial tools for both short-term goals and long-term wealth building.
Loan Products
We offer diverse loan options including auto loans starting at 6.24% APR, personal loans, and mortgage solutions. Our lending specialists work closely with members to find appropriate financing solutions. Competitive rates and flexible terms reflect our commitment to making quality credit accessible to Tulsa area residents.
Wealth Management
Our certified financial advisor provides comprehensive wealth management services including retirement planning and investment strategies. Members access diversified portfolios and specialized accounts like IRAs and HSAs. The service combines personalized guidance with digital tools to help achieve financial goals at every life stage.
Mobile Banking
Our mobile banking app enables 24/7 account management through smartphones and tablets. Features include mobile check deposit, bill payment, account transfers, and real-time transaction alerts. The secure platform integrates with our online banking system to provide convenient access to all account services.
Car Buying Service
This specialized service connects members with competitive auto loan rates and vehicle purchasing guidance. Our program simplifies the car buying process with pre-approval options and dealership partnerships. Members benefit from exclusive financing offers and personalized support throughout the vehicle acquisition process.
Questions
Who is eligible to join Employees Federal Credit Union?
Membership is open to Tulsa area government employees, residents, workers, and students in specified regions. Family members of eligible individuals may also join.
What loan products do you offer?
We provide auto loans, personal loans, mortgages, and credit cards with competitive rates. Loan terms and rates depend on creditworthiness and specific product type.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
Do you offer online and mobile banking?
Yes, we provide secure online banking and mobile apps for account management, bill payment, and mobile check deposit.
What are your branch hours?
Most branches operate Monday-Friday 8:30 AM-4:30 PM, with Thursday hours extending to 5:30 PM. Specific locations may have variations.
Do you provide financial planning services?
Yes, we offer wealth management services through our certified financial advisor for retirement planning and investment strategies.
