Business Details
50+ Years
experience
Your Trusted Partner for Insurance Solutions in Farmington Hills
Bergstrom Insurance has been a family-owned and operated business since 1958, dedicated to providing comprehensive insurance solutions to individuals and businesses in the Metro Detroit area. With over 65 years of experience, we prioritize client care and respect, offering personalized services tailored to meet the unique needs of our community. As members of the Michigan Chamber of Commerce and the Independent Insurance Agents of America, we are committed to maintaining the highest standards of professionalism and service. Our team of experienced professionals works tirelessly to ensure clients receive the coverage and support they need, both in times of stability and during crises.We pride ourselves on our deep understanding of local market dynamics and our ability to offer a wide range of insurance products through partnerships with leading carriers. Our mission has always been centered on building trust and long-term relationships with our clients, ensuring their financial security and peace of mind. Through decades of service, we have established ourselves as a reliable and respected partner in the insurance industry, dedicated to evolving with our clients' needs while maintaining our core values of integrity and excellence.
Services
Personal Insurance
Business Insurance
Life Insurance
Auto Insurance
Home Insurance
Umbrella Insurance
Business Interruption Insurance
Commercial Umbrella
Workers Compensation
Business Auto Insurance
Details
- Year established: 1958
Highlights and features
- We have over 65 years of experience in the insurance industry
- Our team deeply understands the local market needs in Metro Detroit
- We offer personalized insurance solutions tailored to individual client needs
- We maintain partnerships with multiple leading insurance carriers
- We are embedded in our local community as members of the Michigan Chamber of Commerce
Services
Personal Insurance
Personal insurance solutions protect individuals and families against financial risks associated with life events, property damage, and liability. Our offerings include life, auto, home, and umbrella insurance policies tailored to meet specific client needs. With over 65 years of experience serving Metro Detroit, we help clients secure coverage that protects their most valuable assets while providing peace of mind through comprehensive risk management strategies.
Business Insurance
Business insurance protects companies against financial losses from unexpected events that could disrupt operations or damage assets. We offer business interruption, commercial umbrella, workers compensation, and business auto insurance tailored to specific industry needs. Our independent agency approach allows us to provide customized solutions through partnerships with multiple carriers, ensuring businesses receive comprehensive protection that aligns with their unique risk profiles and operational requirements.
Life Insurance
Life insurance provides financial security for loved ones in the event of an untimely death. We offer term, whole, and universal life insurance policies that help protect families' financial futures by covering mortgage payments, funeral costs, and income replacement. Our experienced agents work closely with clients to determine appropriate coverage amounts and policy types that align with their specific needs and long-term financial goals.
Auto Insurance
Auto insurance protects vehicle owners against financial losses from accidents, theft, and other covered events. Our policies include liability coverage, collision protection, and comprehensive coverage options tailored to individual driving needs. We help clients understand their coverage options and select appropriate limits to protect their assets while ensuring compliance with state requirements and providing peace of mind on the road.
Home Insurance
Home insurance safeguards one of life's most significant investments by covering damage to property and personal belongings. Our policies protect against risks like fire, theft, and natural disasters while providing liability coverage for accidents occurring on the property. We work with clients to customize coverage that addresses specific risks associated with their homes, including additional protections for valuable possessions and unique property features.
People
Erica Bergstrom
President
Erica Bergstrom leads Bergstrom Insurance with over 20 years of industry experience, continuing the family legacy established in 1958. She focuses on maintaining client relationships while driving strategic growth initiatives.
Kim Bergstrom
Account Executive
Kim Bergstrom brings extensive insurance expertise to client relationships, specializing in personalized coverage solutions for individuals and businesses in Metro Detroit.
Steve Bergstrom
Account Executive
Steve Bergstrom provides tailored insurance solutions with a focus on commercial clients, leveraging his deep understanding of business risk management.
Questions
What types of insurance does Bergstrom Insurance Agency offer?
We offer personal insurance (life, auto, home, umbrella) and business insurance (interruption, commercial umbrella, workers compensation, business auto) solutions tailored to individual and business needs.
Why choose an independent insurance agency?
As an independent agency, we represent multiple carriers to provide unbiased recommendations and customized coverage options that best meet your specific needs and budget.
How does life insurance protect my family?
Life insurance provides financial security by replacing lost income, covering funeral costs, and paying off debts to protect your family's financial future in case of unexpected death.
What factors determine home insurance premiums?
Home insurance premiums depend on factors like property value, location, construction type, coverage limits, and risk factors including claims history and safety features.
How can business insurance protect my company?
Business insurance protects against financial losses from property damage, liability claims, business interruptions, and employee-related risks that could threaten your company's operations.
