Business Details
Your Trusted Partner for Financial Services in Geismar, LA
Wymar Federal Credit Union has been dedicated to serving the financial needs of BASF Geismar employees and their families since our founding. As a 100% member-owned institution, we prioritize personalized service over profit, offering competitive rates on loans, savings products, and insurance programs tailored to our community. Our partnership with the BASF Employee Activity Association and support for employee resource groups demonstrate our commitment to the success of the BASF Geismar site.With over $18 million in consumer loans funded in 2024 alone, we combine local expertise with national financial strength to deliver exceptional value. Our members benefit from exclusive access to 5,000+ shared branches and 30,000+ surcharge-free ATMs, while our dividend history shows tangible returns on membership. We maintain transparency through clear communication and focus on building long-term financial relationships rather than transactional interactions.
Services
Holiday Loans
Visa Credit Cards
Mortgage Lending
Auto Loans
Share Certificates
Highlights and features
- We are 100% member-owned with no profit motive
- We offer competitive rates on loans and savings products
- We provide personalized service tailored to BASF employees
- We partner with BASF Employee Resource Groups
- We insure deposits up to $1 million through NCUSIF
What people say
Best customer service
Extremely easy and straightforward
Services
Holiday Loans
Our Holiday Loans offer up to $3,500 at competitive rates starting at 7.50% APR. Designed for BASF employees, these loans provide quick access to funds for seasonal expenses. Members can apply online in minutes with fast approval decisions.
Visa Credit Cards
New Visa Credit Cards feature competitive rates and exclusive member benefits. These cards offer convenient payment solutions with access to nationwide ATM networks. Available with personalized credit limits based on individual financial profiles.
Mortgage Lending
Our Mortgage Lending department provides fixed and adjustable rate mortgages with flexible terms. We offer competitive rates for home purchases and refinancing. Members benefit from personalized loan counseling and streamlined application processes.
Auto Loans
We offer competitive auto financing for new and used vehicles with special refinancing options. Our members saved over $1.7 million refinancing existing auto loans in 2024. Loan terms are tailored to individual credit profiles and vehicle specifications.
Share Certificates
Our Share Certificates provide insured savings options with competitive dividend rates. Members earn returns on deposits while maintaining liquidity. Special limited-time offers provide enhanced returns for qualified deposit amounts and terms.
Questions
Who is eligible to join Wymar Federal Credit Union?
We serve BASF Geismar employees and their immediate family members through our partnership with the BASF Employee Activity Association.
What loan products do you offer?
We provide personal loans, auto loans, mortgage loans, and credit cards with competitive rates specifically for our members.
How are you different from traditional banks?
As a member-owned credit union, we return profits to members through better rates and personalized service rather than external shareholders.
How can I access my account?
Members can use online banking, mobile apps, 5,000+ shared branches, or 30,000+ surcharge-free ATMs nationwide for convenient access.
Are my deposits insured?
Yes, all deposits are insured up to $250,000 by the National Credit Union Administration (NCUA) with additional private insurance up to $1 million.
