Business Details
50+ Years
experience
Your Trusted Partner for Financial Services in Port Allen
Established in 1958, WBRT Federal Credit Union has served the West Baton Rouge Parish community with personalized financial services. As a member-owned institution, we prioritize stability, trust, and security while offering checking and savings accounts, loans, and online banking solutions. Our team of experienced professionals, including CEO Angella Johnson, is committed to delivering tailored financial guidance and fostering long-term relationships with our members.We adhere to strict regulatory standards under the National Credit Union Administration and maintain transparent practices to ensure client confidence. Our services cater to local school board employees, community organizations, and their families, emphasizing accessibility and financial empowerment through competitive rates and flexible membership requirements.
Services
Checking Accounts
Savings Accounts
Auto Loans
Signature Loans
Online Banking
Details
- Year established: 1958
Highlights and features
- We are a member-owned financial cooperative prioritizing your needs.
- Our local expertise serves West Baton Rouge Parish communities directly.
- Competitive loan rates with flexible financing options for members.
- 24/7 online banking access for account management convenience.
- Strict adherence to NCUA regulatory standards ensures financial security.
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Regular Share Accounts
Our Regular Share Accounts require a $5 minimum deposit with dividends compounded quarterly. Any balance over $100 earns dividends, and there are no limits on deposits. This service provides members with a secure way to grow their savings while maintaining liquidity.
Auto Loans
We offer auto loans for both new and used vehicles with up to 100% financing and terms up to 7 years. Members with a WBRT FCU Visa Debit Card receive a .25% interest rate discount. Loans are available for purchases from dealers or private parties, ensuring flexible vehicle financing options.
Signature Loans
Signature Loans up to $5,000 feature fixed rates and terms up to 3 years. These unsecured loans require no collateral, making them ideal for emergency expenses or debt consolidation. Approval depends on credit qualifications and proof of income from recent pay stubs or tax returns.
Online Banking
Our free Online Banking service allows 24/7 account access for balance checks, fund transfers, and loan payments. Members can manage accounts securely from any device, eliminating branch visits while maintaining full control over their financial transactions and budgeting.
Direct Deposit
Direct Deposit and Payroll Deduction services automate recurring payments like payroll or Social Security checks into WBRT FCU accounts. This free service saves time, reduces fraud risk, and ensures timely access to funds without manual check deposits.
People
Dwain Hall
Chairman
Dwain Hall leads the board of directors with extensive experience in financial governance and community development initiatives.
Angella Johnson
CEO
As CEO, Angella Johnson oversees daily operations and strategic direction, ensuring member-centric financial solutions and regulatory compliance.
Frank Hannan
Vice Chairman
Frank Hannan contributes financial expertise as Vice Chairman, supporting policy development and long-term institutional stability.
Questions
How do I become a WBRT Federal Credit Union member?
Complete a membership application with $5 deposit and two ID forms. Eligibility includes local school board employees, church members, and community organizations.
What loan types are available?
We offer auto loans, signature loans up to $5,000, shared secured loans, and specialized financing with competitive rates for qualified members.
Is online banking secure?
Our online banking uses encryption and secure login protocols to protect your financial information during transactions and account management.
What are the account minimums?
Regular Share Accounts require $5 minimum, Share Draft (Checking) needs $25, and Christmas Club Accounts start at $10.
Do you offer credit cards?
Yes, WBRT FCU provides Visa Check Cards with a .25% interest rate discount on qualifying loans for cardholders.
