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50+ Years
experience
Your Trusted Partner for Financial Solutions in Wilkes Barre, PA
VAntage Trust Federal Credit Union has been dedicated to providing affordable financial services to its members since 1948. Our charter expansion now allows anyone living, working, or worshiping in Luzerne County to open an account, giving more individuals access to our low-rate loans and comprehensive financial products. We pride ourselves on helping members achieve their financial goals through personalized service and a commitment to community. With four convenient branches and 24/7 ATM access, we ensure our members have the tools they need to manage their finances effectively. Our team works tirelessly to maintain a member-first approach, offering solutions like Zelle for fast money transfers, overdraft protection, and direct deposit services.

We also provide insurance options, including credit disability coverage and free accidental death & dismemberment insurance, to protect our members' financial well-being. Our e-services platform allows for seamless online banking, bill payment, and mobile access, ensuring convenience for our tech-savvy members. We emphasize financial education and planning through services like payroll deduction for automatic savings and IRA contributions. Our safe deposit boxes and money order services add further value to our members' banking experience. At VAntage Trust Federal Credit Union, we remain committed to evolving with our members' needs while upholding the trust and integrity that have defined us for over seven decades.
Services
Savings Accounts Vehicle Loans Credit Cards Insurance Products ATM Access Online Banking Overdraft Protection Direct Deposit Payroll Deduction Safe Deposit Boxes
Details
  • Year established: 1948
Highlights and features
  • We offer over 70 years of local financial expertise and community commitment.
  • Our low-rate loans and credit products are designed for member affordability.
  • Four convenient branch locations with extended weekday lobby hours.
  • 24/7 access to ATMs and digital banking services for modern convenience.
  • Personalized financial solutions including Zelle transfers and overdraft protection.
Services
Vehicle Loans
Our vehicle loans provide competitive interest rates for purchasing new or used cars, trucks, or motorcycles. Members benefit from flexible terms and personalized loan packages tailored to their financial situation. This service helps members achieve reliable transportation while maintaining affordable monthly payments.
Savings Accounts
We offer various savings options including regular share accounts, Christmas clubs, and vacation clubs. These accounts earn dividends while helping members build emergency funds or save for specific goals. Our savings products promote financial discipline with easy access to funds when needed.
Credit Cards
Our MasterCard credit cards feature competitive rates, fraud protection, and global acceptance. Cardholders enjoy convenience for everyday purchases while building credit responsibly. We provide 24/7 transaction monitoring to ensure account security.
Overdraft Protection
This service automatically transfers funds from linked accounts to cover overdrafts. It prevents declined transactions and associated fees while maintaining financial flexibility. Members can manage their accounts confidently knowing they have a safety net for unexpected expenses.
Online Banking
Our 24/7 online platform allows members to check balances, transfer funds, pay bills, and manage accounts from any device. Features include e-statements, mobile check deposit, and Zelle integration for instant money transfers. This service empowers members to control their finances conveniently and securely.
Questions
How do I become a member of VAntage Trust Federal Credit Union?
Anyone living, working, or worshiping in Luzerne County can join by opening an account at one of our four branch locations.
What loan products do you offer?
We provide vehicle loans, home equity loans, first mortgages, personal loans, and student loans with competitive interest rates.
Are there 24-hour ATM locations available?
Yes, we have 24/7 walk-up ATMs at our Main Office, Nanticoke Branch, and VA Medical Center locations.
Do you offer mobile banking services?
Yes, our mobile app allows account management, bill payment, check deposits, and instant transfers through Zelle.
What insurance products are available to members?
We offer credit disability insurance, accidental death & dismemberment coverage, and vehicle protection plans.
How can I report a lost or stolen debit card?
Call (570) 819-3337 during business hours or 800-472-3272 after hours to report lost or stolen cards.