Business Details
50+ Years
experience
Your Trusted Member-Owned Credit Union Partner
Founded in 1971, our credit union operates as a member-owned, nonprofit financial institution dedicated to serving the needs of our members. We prioritize delivering higher yields on savings accounts and lower interest rates on loans while maintaining a community-focused approach. Governed by a member-elected Board of Directors, we offer personalized financial solutions including checking, savings, certificates, IRAs, and loan products tailored to individual needs.Our locally owned single-branch model ensures one-on-one attention, complemented by convenient online and mobile banking services. With over 2,700 members from diverse employee groups, we combine decades of experience with modern financial tools to help members achieve long-term financial security.
Services
Share Draft Accounts
Savings Certificates
IRAs
Personal Loans
Online Banking
Home Loans
Auto Loans
Direct Deposit
Mobile App Banking
Club Accounts
Details
- Year established: 1971
Highlights and features
- We operate as a member-owned, nonprofit financial institution.
- Our locally owned branch provides personalized one-on-one service.
- We offer higher yields on savings and lower loan interest rates.
- Our expedited loan approval process meets urgent financial needs.
- Convenient mobile and online banking solutions are available 24/7.
Services
Share Draft Accounts
Our Share Draft accounts function like traditional checking accounts with no minimum balance requirements. Members can write unlimited checks while maintaining full access to funds. This service emphasizes flexibility and cost-effective money management for everyday financial needs.
Savings Certificates
Savings Certificates offer guaranteed returns with fixed interest rates for specific terms. These accounts help members grow savings securely while maintaining FDIC insurance coverage. Competitive rates ensure predictable growth for short- and long-term financial goals.
Personal Loans
We provide personal loans for various purposes including debt consolidation, major purchases, or emergency expenses. Competitive interest rates and flexible repayment terms accommodate diverse financial situations. The expedited approval process ensures timely access to funds when needed.
Mobile Banking
Our mobile app enables 24/7 account access with features like check deposits, bill payments, and transaction monitoring. Real-time alerts and secure login protect account security. This service eliminates branch visits while maintaining full banking functionality on smartphones.
IRAs
Individual Retirement Accounts help members prepare for future financial security through tax-advantaged savings. We offer traditional and Roth IRA options with various investment choices. Expert guidance ensures compliance with contribution limits and withdrawal regulations for long-term retirement planning.
Questions
What makes Highway Federal Credit Union different from banks?
We are a member-owned, nonprofit institution focused on delivering higher savings yields and lower loan rates while prioritizing community service.
What services do you offer?
We provide checking accounts, savings options, certificates, IRAs, home/auto loans, and digital banking tools for personal financial needs.
How can I access my account outside branch hours?
Our mobile app and online banking platforms offer 24/7 access to account management, transfers, and bill payments.
Are there minimum balance requirements for checking accounts?
No, our Share Draft accounts require no minimum balance while offering unlimited check-writing capabilities.
How do I apply for a loan?
Apply online, via mobile app, or in-person at our branch. Our expedited process ensures quick decisions with competitive rates.
Who can join Highway Federal Credit Union?
We serve members from over a dozen employee groups. Contact us to verify eligibility based on your employment affiliation.
