Mortgages By Scott

Welcome to Scott Hastings Mortgages, your trusted partner in providing innovative home loan solutions in Charlotte, North Carolina, and beyond. Our company, a division of CTR Mortgage Brokers LLC, is registered under NMLS# 2337824 and operates in NC, SC, FL, GA, and TX. We are committed to offering traditional and unique mortgage products tailored to meet our clients' individual needs. With our core lending principles centered on providing a variety of mortgage products and exceptional customer service, we strive to make the home financing process an exciting and rewarding experience.

Our Services

At Scott Hastings Mortgages, we specialize in a wide range of home loan products to help first-time homebuyers, self-employed individuals, and those looking to refinance their existing mortgages. Our loan options include:

1. 30-Year Fixed Loans: Offering stability and predictability, this loan product comes with a consistent interest rate and monthly payments throughout the loan term.

2. Adjustable Rate Loans: If you're looking for lower initial monthly payments, this could be the ideal solution. Adjustable-rate loans offer flexibility with interest rates that adjust periodically.

3. FHA Loans: Financed by the Federal Housing Administration, these loans target borrowers who might not have a substantial down payment or perfect credit.

4. Jumbo Home Loans: For high-value properties that exceed the conforming loan limit set by Fannie Mae and Freddie Mac, we provide jumbo home loans with competitive terms.

5. Self-Employed Loans: We understand that self-employed individuals need specialized financing options, and we gladly offer loans tailored for their unique financial situations.

6. $0 Down Options: For qualified buyers, our $0 down payment loans eliminate the need for a substantial upfront investment, making homeownership more accessible.

7. USDA Loans: For borrowers in eligible rural or suburban areas, we extend USDA loans that offer zero down payment, low interest rates, and reduced mortgage insurance premiums.

8. VA Loans: We proudly serve veterans and active-duty military members by providing VA loans, offering competitive interest rates and lenient qualification criteria.

Why Choose Scott Hastings Mortgages?

As a leading mortgage broker in Charlotte, NC, and surrounding areas, we set ourselves apart with the following unique qualities:

• *Personalized Solutions*: Our experienced team understands every client's unique circumstances, providing an advisory approach in selecting the ideal mortgage product.
• *Convenient Technology*: Our MyHomeLoan mobile app allows clients to view their mortgage on the go, bringing unparalleled convenience to the home financing process.
• *Exemplary Customer Service*: Our commitment to professionalism and customer service ensures a smooth and stress-free loan process with open communication and prompt responses.

Testimonials

Delighting our clients is our top priority, and we're proud of the phenomenal reviews we've received from our clients:

*"Scott Hastings is the best mortgage broker in Charlotte, NC. He didn't just get me an excellent rate; his professionalism and customer service were absolutely top-notch." - Chuck Mathewson*

*"Scott was great! The whole process was quick and easy. Communication was great between Scott and me. There were no surprises. Scott got my payment where I needed it to be. I couldn't be happier with the end result." - Andrew Wilkinson*

*"Scott was extremely accommodating and patient with me through the home buying and mortgage process. He took extra steps to ensure I understood the process. I would HIGHLY recommend working with Scott!" - Sydney Miller*

Get started on your homeownership journey with confidence. Contact Scott Hastings Mortgages today for expert guidance and innovative home loan solutions!