Fisher Mortgage

Welcome to Fisher and First Trust Mortgage, your trusted partner for all your home financing needs. We are a reputable lender with a national presence and a deep commitment to local communities. Our mission is to help you achieve your dream of homeownership by providing unparalleled service, customized mortgage options, and competitive rates. With over two decades of experience in the mortgage industry, we have built strong alliances with more than two dozen of the nation's largest financial institutions, enabling us to offer a wide range of loan programs and down payment scenarios tailored to your individual needs, credit history, and future goals.

At Fisher and First Trust Mortgage, we understand that the decision to purchase property is one of the most significant financial decisions of your life. That's why we strive to build lasting relationships with our clients, going the extra mile to earn your trust and make the process of securing a mortgage less complicated and more enjoyable. We believe that experience, expertise, and a personal touch make all the difference in creating a smooth and enjoyable financing experience.

Our Services

As a leading mortgage brokerage firm, we offer a broad range of loan programs to suit various financial situations and goals, such as:

1. Fixed-rate mortgages: Ideal for those seeking long-term stability and predictability, fixed-rate mortgages offer a consistent monthly payment throughout the loan term, usually 15, 20, or 30 years.

2. Adjustable-rate mortgages (ARMs): For those who prioritize lower initial payments, ARMs offer a lower interest rate during the initial term, typically 5, 7, or 10 years, followed by periodic adjustments based on market conditions.

3. Jumbo loans: When the loan amount exceeds the conforming loan limits set by Fannie Mae and Freddie Mac, jumbo loans provide financing for high-value properties with competitive rates.

4. FHA loans: Insured by the Federal Housing Administration, FHA loans cater to first-time homebuyers and those with lower credit scores and down payment capabilities, with flexible qualification guidelines and low down payment options.

5. VA loans: Exclusive to military service members, veterans, and eligible surviving spouses, VA loans provide 100% financing with no down payment or mortgage insurance requirements.

6. USDA loans: For those purchasing homes in rural or suburban areas, USDA loans offer 100% financing with reduced mortgage insurance premiums.

7. Refinancing: Whether you're looking to lower your monthly payments, take advantage of lower rates, or cash out your home equity, our refinancing options can help you achieve your financial objectives.

At Fisher and First Trust Mortgage, our team of experienced loan officers will guide you through the entire mortgage process, from pre-approval to closing, ensuring that you make an informed decision and enjoy a seamless and stress-free experience. With our unique blend of national resources, local expertise, and personalized service, you can trust us to make your house a home. Contact us today to learn more about our services or to schedule a consultation.