Members Direct Home Loans

At Members Direct Home Loans, we treat every customer as an individual, not just a number. We understand that securing a mortgage is a major life event, and we are dedicated to guiding you through the process with personalized attention and exceptional care. Our team will work with you every step of the way, from pre-qualification to closing and beyond.

Buying a Home

• Get pre-qualified for a mortgage - discover your affordability and purchasing power with our simple online tool.
• Get your offer accepted - our team will work to secure the best possible rate and terms based on your unique situation.
• Shop multiple lenders - we leverage our network of trusted lenders to find you competitive rates and loan programs.

Refinancing

• Lock in a lower interest rate and save on your monthly payments.
• Pay off a balloon payment and eliminate the anxiety of a large future payment.
• Convert an adjustable-rate mortgage to a fixed rate for predictable payments and budgeting.
• Cash out equity from your home and use it for home improvement, an education fund, or debt consolidation.

Customer-Focused Approach

Our commitment to exceptional customer service is evident in our:

• Local knowledge: We understand the local market and regulations, ensuring you get the best possible deal.
• Fast processing: We work diligently to close your loan as quickly and efficiently as possible.
• Personalized communication: Our experienced loan officers are available to answer your questions and guide you through the process.
• Hybrid approach: We combine advanced online technology with traditional, personalized communication for a seamless and stress-free experience.

Our Expertise

We proudly represent a diverse panel of "A" rated lenders, allowing us to offer:

• A wide range of loan programs: 30-year mortgages, 20-year mortgages, 15-year mortgages, 10-year mortgages, and various ARM options.
• Competitive rates and terms.
• Flexible loan options to fit your specific situation, including non-conforming loans for investors and multi-family properties.

Contact us today and let us help you achieve your homeownership or refinance goals!