Your Partner in Achieving Home Ownership
At The Loan Designer, we pride ourselves on being a team of dedicated mortgage professionals who are passionate about helping our clients achieve their dream of home ownership. With years of experience in the mortgage industry, our team is committed to providing exceptional service and expert guidance to ensure that our clients receive the best possible outcome for their loan.
Our Story
Our story began over two decades ago, when our founder Patty Newby started her career in the IT industry. With a background in finance and a passion for helping others, Patty made the transition to the mortgage industry, where she could make a real difference in people's lives. With her extensive experience in the financial sector, Patty quickly established herself as a trusted advisor and expert in the mortgage industry.
Our Services
At The Loan Designer, we offer a wide range of mortgage solutions to suit every client's needs. Whether you're a first-time homebuyer, a seasoned real estate investor, or anywhere in between, our team is dedicated to helping you achieve your goals. Our services include:
- Bridge Loans: A temporary financing solution that helps bridge the gap between the sale of your old home and the purchase of your new one.
- FHA Loans: Insured by the Federal Housing Administration, FHA loans are designed for first-time homebuyers and those with less-than-perfect credit.
- VA Loans: Exclusive to eligible veterans, VA loans offer competitive interest rates and terms for those who have served our country.
- Conventional Loans: Our conventional loan options offer a range of flexible financing solutions for borrowers with good credit and a stable income.
- Construction Loans: Designed for homeowners looking to build or renovate their dream home, our construction loan options provide the flexibility to customize and enhance your living space.
- Jumbo Loans: For borrowers seeking to purchase or refinance a luxury property, our jumbo loan options cater to your high-end needs.
Our Commitment
At The Loan Designer, we're committed to providing exceptional service, expert guidance, and unparalleled support throughout the entire loan process. Our team of professionals is dedicated to helping you achieve your financial goals, and we're proud to have earned the trust of countless clients who have achieved success through our guidance.
Testimonials
Don't just take our word for it! Our clients rave about their experience with The Loan Designer, praising our communication, professionalism, and expertise. Here's what a few of our satisfied clients have to say:
- "Patty and her team went above and beyond to fund our loan. We highly recommend them for first-time and experienced homebuyers alike."
- "The entire team was a pleasure to work with! They made the process easy and were super accommodating."
- "We used Patty for our first home purchase and can't say enough good stuff about this team! We had a lot of problems with credit history, but they came together and got us approved and in the house!"
Join The Loan Designer Family
At The Loan Designer, we're dedicated to helping our clients achieve their dream of home ownership. With our expertise, guidance, and commitment to exceptional service, we're confident that you'll find the perfect loan solution with us. Contact us today to learn more about our services and how we can help you achieve your goals!
False Claims and Misconceptions
Many reviewers have expressed concerns and frustration with Patty Newby and her team at Thrive Mortgage. While some reviewers have had positive experiences, others have reported instances of misinformation, threats, and incompetence.
Communication Issues
Reviewers have complained about inconsistent and confusing communication from Patty Newby and her team. It seems that they were often unsure about the terms of contracts, leading to misunderstandings and disputes.
Threats and Harassment
One reviewer, Cristy Lovick, reported receiving threatening emails and calls from Patty Newby, demanding that they put their home back on the market. This behavior created extreme distress and caused delays in selling their home. Another reviewer, Caeleb Phongkhammeung, experienced similar harassment and bullying from Patty Newby.
Lack of Transparency
Some reviewers have reported receiving incorrect information about down payments and other loan terms from Patty Newby. This lack of transparency has led to frustration and mistrust.
Difficulty in Resolving Issues
Reviewers have reported that it was challenging to resolve issues and get help from Patty Newby and her team. One reviewer, Caeleb Phongkhammeung, praised his loan officer for being helpful, but the funding department and executives failed to take responsibility for mistakes.
Other Issues
Some reviewers have reported issues with lost emails, missing documents, and incorrect funding. These mistakes have added to the overall frustration and poor experience.
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