Business Details
41 Years
experience
Your Trusted Partner for Comprehensive Financial Planning Solutions
Kramer Wealth Managers has been dedicated to providing personalized financial planning solutions since 1985. Our team of experienced advisors specializes in retirement planning, tax strategies, estate design, and investment management, serving a diverse community including Deaf and hard-of-hearing clients. With over 40 years of combined experience, we prioritize unbiased advice and maintain no proprietary products or sales quotas. Our advisors are licensed across all 50 states and Washington D.C., offering face-to-face meetings in over 30 cities nationwide.We distinguish ourselves through our commitment to financial literacy and accessibility, providing resources in American Sign Language. Our comprehensive approach includes three service levels tailored to different financial milestones, supported by a dedicated team of professionals focused on long-term client relationships.
Services
Financial Planning
Investment Management
Retirement Planning
Estate Design
Tax Strategies
Federal Employee Benefits
Business Services
ASL Financial Education
Wealth Management
Legacy Planning
Details
- Year established: 1985
Highlights and features
- We offer unbiased financial advice with no proprietary products or sales quotas
- Our advisors have over 80 years combined experience in financial services
- We provide accessible services for Deaf and hard-of-hearing clients through ASL-fluent advisors
- Licensed to serve clients in all 50 states and Washington D.C.
- We maintain a client-focused approach with three service levels tailored to different financial milestones
Services
Financial Planning
Our financial planning service creates personalized roadmaps for your financial future. We analyze your current situation, help define specific goals, and develop strategies for retirement, education funding, and estate planning. With customized cash flow analysis and tax mitigation strategies, we provide clear direction for clients at all wealth levels. Our flat-fee plans start at $1,800 and include comprehensive recommendations tailored to your unique circumstances.
Investment Management
Our investment management service focuses on growing and maintaining your assets through customized portfolios. We conduct risk tolerance evaluations, implement tax-efficient strategies, and provide regular performance reviews. With a $100,000 minimum investment, clients receive active account management and strategic adjustments based on market conditions. Our approach emphasizes long-term growth while maintaining appropriate risk levels aligned with your financial objectives.
Retirement Planning
Specializing in retirement planning, we help clients navigate both accumulation and distribution phases. Our services include Social Security optimization, pension analysis, and sustainable withdrawal strategies. We address unique needs for federal employees and business owners, providing specialized guidance on retirement accounts and tax implications. Regular reviews ensure your retirement plan evolves with changing circumstances and market conditions.
Federal Employee Benefits
We offer specialized guidance for federal employees navigating complex benefit packages. Our experts analyze retirement options, health insurance plans, and Thrift Savings Plan strategies. With deep understanding of CSRS and FERS systems, we help government workers maximize their benefits while planning for post-retirement transitions. This service includes ongoing education about benefit changes and optimization strategies.
Estate Design
Our estate design service focuses on protecting and transferring your wealth according to your wishes. We develop strategies for asset protection, inheritance planning, and legacy creation. The service includes analysis of wills, trusts, and beneficiary designations, working with your legal advisors to implement effective solutions. We emphasize minimizing tax implications while ensuring your estate plan reflects your personal and philanthropic goals.
People
Lee Kramer
Managing Partner and Financial Advisor
Founder of Kramer Wealth Managers with 40+ years experience. CERTIFIED FINANCIAL PLANNER professional specializing in comprehensive wealth management. Pioneer in serving Deaf community. Holds Series 7, 24, 63, 65 licenses. Marathon enthusiast and community leader.
Dave Frank
Managing Partner and Financial Advisor
First Deaf financial advisor with Doctorate in Business Administration. Expert in creating tailored financial solutions. Holds Series 6, 63, 65, and life insurance licenses. Active in Deaf sports community as coach and advisor.
Danny Lacey
Financial Advisor
Specializes in visionary planning for diverse clients. Holds Series 7 and 66 licenses. TEDx speaker and community leader. Focuses on turning financial dreams into actionable plans for pre-retirees and business owners.
Stephanie Summers
Financial Advisor
First Deaf woman to earn Series 7 license. Focuses on empowering women through financial literacy. Holds CFP certification and MBA. Combines technical expertise with approachable communication style to help clients understand complex financial concepts.
Jeremiah Thompson
Financial Advisor
CERTIFIED FINANCIAL PLANNER professional specializing in demystifying financial management. Created FYIFI, an ASL financial education platform. Teaches investments at Gallaudet University. Focuses on making financial literacy accessible to Deaf and Hard of Hearing communities.
Questions
What financial services do you specialize in?
We specialize in financial planning, investment management, and comprehensive wealth management services tailored to individual and business needs.
Do you work with Deaf and hard-of-hearing clients?
Yes, we provide accessible services through ASL-fluent advisors and specialized resources specifically designed for the Deaf community.
What are your investment minimums?
Our investment management requires $100,000 minimum, while comprehensive wealth management starts at $250,000 in investable assets.
How do you support federal employees?
We offer specialized guidance for federal employees including retirement planning, benefits analysis, and TSP optimization strategies tailored to government workers.
What is your financial planning process?
Our process includes assessing your current situation, clarifying goals, exploring options, implementing solutions, and regular plan reviews to ensure ongoing alignment with your needs.
Are you licensed in all states?
Our advisors are licensed in all 50 states and Washington D.C., providing services to clients across the United States through local offices and travel.
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