OnPlane Financial Advisors

OnPlane Financial Advisors (OPFA) is a fee-only financial planning firm located in Darnestown, MD, outside of Washington DC. Founded by Darren Straniero, CFP, the firm specializes in flat-fee financial planning and investment management for married professionals who are still working toward retirement. Darren, the father of five children, believes in providing financial advice that families can trust without the conflicts or incentives traditional financial advice often carries. As a CERTIFIED FINANCIAL PLANNER professional, Darren holds himself to the highest ethical and professional standards, ensuring that the OPFA families receive the best possible advice.

About Darren Straniero, CFP

Darren Straniero is the founder and financial planner at OnPlane Financial Advisors. Darren's professional purpose changed when his wife and he were blessed with five children in just 2.5 years, which wasn't built into their financial plan. He started his career in 2008 with a national financial services firm and wanted to bring financial advice to families with a transparent fee structure and fewer conflicts of interest. Darren graduated from Olivet College in Olivet, MI, with a degree in Journalism, where he wrote for the school newspaper and was an All-American on the golf team. He also holds the CERTIFIED FINANCIAL PLANNER designation, the standard of excellence in the financial planning and advising profession.

When Darren isn't managing OPFA families' financial lives, you can find him spending time with his wife and kids, coaching their sports teams, working on another recipe in the kitchen, or trying to find his golf game that once was. Darren believes in building long-lasting relationships with his clients, understanding their unique needs and goals, and providing them with the best possible advice to help them achieve their financial aspirations.

Our Services

OnPlane Financial Advisors offers a range of services designed to help married professionals manage their financial lives. Our fee-only financial planning and investment management services are customized to each client's needs, goals, and risk tolerance. We provide a flat fee for our services, so our clients know exactly what they are paying for and can avoid any conflicts or incentives traditional financial advice often carries.

Our services include:

• Financial Planning: We work with our clients to develop a comprehensive financial plan that is tailored to their unique needs and goals. Our financial planning services include retirement planning, cash flow management, education planning, and estate planning.
• Investment Management: We provide investment management services designed to help our clients grow their wealth and achieve their financial goals. Our investment philosophy is based on evidence-based investing, which means we use academic research and data to make investment decisions.
• Case Study #1: Work Optional: Teri and Andrew aren't ready to retire yet, but they want to be work-optional as soon as possible. As a technology executive, Andrew loves his family and contributing to the lives and businesses of others. Teri recently re-entered the workplace. They have healthy incomes but aren't sure what to do in their financial lives. We work with Teri and Andrew to develop a comprehensive financial plan that will help them achieve their goal of being work-optional sooner rather than later.
• Case Study #2: H.E.N.R.Y. (High Earner, Not Rich Yet): Jennifer and James are young attorneys with healthy six-figure incomes. However, they aren't sure what to do in their financial lives. They don't have the time to effectively manage their investments. We work with Jennifer and James to develop a comprehensive financial plan that will help them grow their wealth and achieve their financial goals.