Business Details
30 Years
experience
Your Trusted Mortgage Partner in Austin, TX
Premier Mortgage Associates has built a reputation as a trusted mortgage lender with over 25 years of experience serving clients nationwide. Our team of seasoned professionals prioritizes personalized service, leveraging deep industry expertise to tailor financing solutions that align with each client's unique financial situation. We maintain a client-first philosophy, emphasizing transparency through in-house loan processing that eliminates hidden fees.Our commitment to innovation is demonstrated through advanced technology platforms that streamline workflows and enhance security, while our dedication to relationship-based lending ensures long-term client satisfaction. With a proven track record of fast closings and a diverse array of loan programs, we consistently deliver reliable mortgage solutions that meet evolving market demands.
Services
FHA Loans
VA Loans
Non-QM Loans
USDA Loans
Conforming Loans
Jumbo Loans
Renovation Loans
Reverse Mortgages
Bond Loans
DPA Loans
Details
- Year established: 1996
Highlights and features
- We offer 25+ years of mortgage industry expertise with personalized loan solutions
- Our team provides exceptional client support from origination to closing
- We guarantee transparent transactions with no hidden fees or costs
- We achieve industry-leading 30-day loan closings through efficient processes
- Our diverse loan programs include specialized options for unique financial situations
What people say
Exceptional service
Fast closings
Personalized solutions
No hidden fees
Expert guidance
Services
FHA Loans
FHA loans provide accessible homeownership opportunities through low down payment requirements and flexible credit standards. These Federal Housing Administration-backed mortgages benefit first-time buyers and those with limited savings. Our specialists help clients navigate FHA loan options for purchase, refinance, and disaster recovery scenarios while ensuring compliance with program guidelines.
VA Loans
VA loans offer exclusive benefits for veterans and active service members, including zero down payment requirements and limited closing costs. As a specialized lender, we facilitate purchase transactions, refinancing options, and energy-efficient mortgage programs. Our team provides expert guidance through the VA loan application process and eligibility verification.
Non-QM Loans
Non-Qualified Mortgage loans cater to self-employed individuals and non-traditional borrowers through alternative income verification methods. We offer bank statement loans, asset-based qualification, and debt service coverage ratio options. Our specialists help clients with complex financial situations secure financing that traditional lenders might decline.
Conforming Loans
Conforming loans follow Fannie Mae and Freddie Mac guidelines for standardized mortgage financing. We provide fixed-rate options, cash-out refinancing, and high-cost loan programs with competitive pricing. Our team assists clients in navigating conventional loan requirements for primary residences and investment properties.
Jumbo Loans
Jumbo loans serve high-value property purchases exceeding conventional loan limits. We offer financing up to $10 million with flexible terms and no mortgage insurance requirements. Our specialists work with clients seeking premium property financing and complex transaction structures.
People
Tony Acquaviva
President & Founder
Tony Acquaviva founded Premier Mortgage Associates in 1996 with a vision for relationship-based lending. He has grown the company into a top-producing mortgage firm while maintaining its core values of integrity and client service.
David Barie
Chief Compliance Officer
David Barie brings extensive compliance expertise from his 30+ year career in financial regulation and mortgage compliance. He ensures all lending practices meet rigorous legal standards while protecting client interests.
Joseph Bilko
Chief Investment Officer
Joseph Bilko oversees capital markets strategy with 25+ years of mortgage industry leadership. His expertise in strategic planning and team development drives the company's financial growth and market expansion.
Chris Savedge
Chief Information Officer
Chris Savedge leads technology innovation with 20+ years of experience implementing secure, efficient lending systems. He ensures Premier Mortgage Associates maintains cutting-edge digital solutions for client data protection and process optimization.
Questions
What mortgage loan types do you offer?
We offer FHA, VA, USDA, Conforming, Jumbo, Non-QM, Renovation, Reverse, and Bond/DPA loans with specialized programs for diverse financial situations.
How quickly can you close a mortgage loan?
Most loans close within 30 days through our efficient in-house processing system, significantly faster than the industry average of 45-60 days.
Do you offer online mortgage application options?
Yes, our mobile app allows secure loan applications, real-time status tracking, and direct communication with loan officers for streamlined processing.
Are there any hidden fees with your mortgage services?
No, we guarantee transparent transactions with no hidden fees through our in-house loan processing and clear pricing structures.
How do I qualify for a mortgage with non-traditional income?
Our Non-QM loan specialists use alternative verification methods like bank statements and asset utilization to qualify self-employed borrowers and investors.