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Empowering Homeownership through Expert Guidance

Dedicated to Empowering Homeownership Through Transparency and Competitive Rates

United Direct Lending stands out as a trustworthy mortgage lender dedicated to empowering individuals and families to achieve homeownership. We differentiate ourselves through unwavering honesty, integrity, and competence, ensuring a seamless and personalized mortgage experience.

Our Expertise and Services

Our team of experienced mortgage loan officers possesses extensive knowledge and expertise in various loan programs, including:

  • Conventional Loans: For reliable financing with competitive interest rates.
  • FHA Loans: Ideal for first-time homebuyers with low down payments.
  • VA Loans: Exclusively available to eligible veterans and their families with competitive rates and flexible terms.
  • Home Purchase & Renovation Loans: Flexible options to cover the cost of your dream home or necessary renovations.
  • Cash Out Refinance: Convert your home equity into accessible cash for various purposes.
  • Multifamily & Investment Property Loans: Specialized programs tailored for multifamily and investment properties.
  • HELOCs: Access cash from your home equity with competitive rates and flexible terms.

Client-Focused Approach

At United Direct Lending, we prioritize open communication and transparency throughout the entire mortgage process. We are committed to:

  • Providing clear and concise explanations of different loan options and their associated terms.
  • Guiding you through the application process and answering your questions promptly.
  • Maintaining open communication during the closing process and beyond.

Why Choose United Direct Lending?

  • Competitive Rates: We offer some of the most competitive mortgage rates in the market.
  • Fast and Smooth Process: We prioritize a streamlined and efficient closing process to get you into your new home faster.
  • Paperless Office: We leverage technology to reduce paperwork and ensure a seamless digital experience.
  • Exceptional Customer Service: Our responsive and dedicated team is committed to exceeding your expectations.

Get Started with United Direct Lending Today

We believe homeownership should be accessible to everyone. Contact us today to discuss your mortgage options and discover the path to your dream home.

Reviews
Positive: United Direct Lending's representatives provided exceptional customer service, and the refinancing process was fast, efficient, and transparent.
Negative: One reviewer had a negative experience with discrepancies in credit scores and being offered a credit rescore service for a fee.

Excellent Customer Service and Communication

Several reviewers praised the exceptional customer service and communication provided by United Direct Lending's representatives, including Justin Mackler, Jacob Cantor, Brandon Stratt, and others. They were described as professional, responsive, knowledgeable, and polite, making the refinancing process smooth and easy.

Fast and Efficient Process

Many reviewers were impressed with the speed and efficiency of the refinancing process, with some closing their loans in as little as 3 weeks. The final closing disclosure was accurate, and some reviewers even received a refund.

Positive Experience with Refinancing

Reviewers who had previously had negative experiences with other lenders were pleasantly surprised by United Direct Lending's professionalism and expertise. They appreciated the honesty and transparency throughout the refinancing process.

One Negative Review

Unfortunately, one reviewer had a negative experience with United Direct Lending, citing discrepancies in credit scores and being offered a credit rescore service for a fee, which they believed was against the Fair Credit Reporting Act (FCRA).

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