Business Details
42 Years
experience
Your Trusted Insurance Partner in Wells, Maine
Founded in 1984, Sevigney-Lyons Insurance Agency has established itself as a premier independent insurance provider in Southern Maine. With over 40 years of combined experience, our team represents more than 20 top-tier insurance carriers and maintains a prestigious affiliation with the Insurance Group of New England. We prioritize personalized service, taking the time to understand each client's unique needs while delivering tailored insurance solutions. As a locally rooted agency, we are deeply committed to the communities we serve, actively participating in charitable initiatives and fostering long-term relationships.Our dedication to excellence has earned us multiple industry awards, including CSR of the Year recognitions and leadership roles on carrier advisory boards. Through strategic acquisitions and a customer-first philosophy, we continue to expand our reach while maintaining the integrity and trust that have defined our agency since its inception.
Services
Auto Insurance
Homeowners Insurance
Motorcycle Insurance
Commercial Insurance
Artisan Contractors Insurance
Business Auto Insurance
Condominium Building Insurance
Restaurant Insurance
Professional Liability Insurance
Workers Compensation Insurance
Details
- Year established: 1984
Highlights and features
- We take the time to know our clients' unique insurance needs
- Work with a local agency deeply rooted in Southern Maine
- Give back to the community through active charitable involvement
- Partner with over 20 top-rated insurance carriers for competitive options
- Maintain industry leadership through award-winning service excellence
Services
Auto Insurance
Our auto insurance policies protect Maine drivers with customizable coverage options including liability, collision, and comprehensive protection. We offer specialized coverage for seasonal driving challenges, wildlife collisions, and coastal conditions while providing add-ons like roadside assistance and gap insurance. With access to multiple carriers, we help clients in Wells, Kennebunk, Ogunquit, and Biddeford find competitive rates that match their specific needs and driving history.
Homeowners Insurance
We provide comprehensive homeowners insurance tailored to Maine's unique climate and property types. Our policies cover dwelling protection, personal property, liability, and additional living expenses with optional endorsements for flood, winter damage, and high-value items. We specialize in coverage for historic properties and coastal homes while offering personalized risk assessments to ensure adequate protection against regional threats like ice dams and storm damage.
Restaurant Insurance
Our restaurant insurance solutions protect Maine's hospitality industry with comprehensive coverage including general liability, property protection, workers' compensation, and liquor liability. We address specific risks like food spoilage, equipment breakdowns, and coastal storm damage while offering business interruption coverage to maintain financial stability during unexpected closures. Our policies support establishments in Wells, Kennebunk, Ogunquit, and Biddeford with tailored protection for both owners and employees.
Workers Compensation
We offer customized workers' compensation insurance meeting Maine's legal requirements while protecting businesses from financial risks associated with workplace injuries. Our policies cover medical expenses, lost wages, disability benefits, and vocational rehabilitation across diverse industries including hospitality, manufacturing, and seasonal operations. We serve businesses in Wells, Kennebunk, Ogunquit, and Biddeford with compliance guidance and risk management strategies to reduce workplace incidents.
Commercial Insurance
Our commercial insurance packages provide Maine businesses with comprehensive protection including business owners' policies, auto coverage, and workers' compensation. We specialize in niche programs like artisan contractors' insurance and elite restaurant coverage while offering standard protections for property damage, liability claims, and business interruptions. Our independent agency partners with multiple carriers to create cost-effective solutions tailored to each client's industry-specific needs.
Questions
What types of insurance do you specialize in?
We specialize in personal insurance (auto, home, motorcycle), commercial insurance (business owners, workers' compensation), and specialty coverage including elite condominiums, waterfront properties, and restaurant insurance.
Do you offer coverage outside of Maine?
Yes, we provide insurance solutions to clients in New Hampshire, Massachusetts, and Vermont in addition to our primary service area in Maine.
How do you help clients find competitive rates?
As an independent agency representing over 20 top-rated carriers, we compare multiple options to find the best combination of coverage and price tailored to each client's specific needs.
What sets your agency apart from others?
We combine local expertise with national carrier partnerships, offering personalized service from agents who understand Maine's unique insurance challenges while maintaining industry leadership through award-winning service.
Can I manage my policy online?
Yes, we provide online payment and claims submission options through our website while maintaining personal support from our local agents for any policy management needs.
Are you open to walk-in clients?
Our Wells office at 1662 Post Road welcomes in-person visits, though we recommend scheduling appointments for detailed consultations to ensure adequate time with our insurance professionals.
