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Business Details
24 Years
experience
Trusted Health & Life Insurance Brokers in Portsmouth, NH
Since 2002, we have been dedicated to demystifying health and life insurance options for residents and businesses across New Hampshire and Maine. As independent brokers, we prioritize personalized guidance over generic solutions, leveraging decades of combined experience to assess each client's unique needs. Our team operates as trusted advisors, offering comprehensive coverage options without additional costs to clients. We maintain transparency throughout the enrollment process, from initial consultation to final implementation, ensuring clients fully understand their chosen plans.

Our commitment extends beyond policy acquisition, providing ongoing support to address evolving insurance needs. With deep roots in the Seacoast community and a focus on local market expertise, we combine industry knowledge with personalized service to deliver value-driven insurance solutions.
Services
Individual Health Insurance Group Health Insurance Medicare Supplemental Plans Health Reimbursement Arrangements Life Insurance Disability Income Insurance Dental & Vision Plans Long Term Care Insurance International Travel Coverage
Details
  • Year established: 2002
Highlights and features
  • We offer 20+ years of combined insurance brokerage experience
  • Our team provides personalized insurance consultation without additional costs
  • We represent major insurance providers meeting quality and value standards
  • We guarantee comprehensive enrollment support through final implementation
  • Our local market expertise serves NH and ME clients specifically
What people say
Excellent customer service Tailored solutions Process made easy Expert guidance Reliable support
Services
Individual Health Insurance
Tailored health coverage solutions for self-employed individuals and those without employer benefits. We guide clients through ACA Marketplace options and direct provider plans to find cost-effective, comprehensive coverage. Our experts ensure proper plan selection based on personal medical needs and budget considerations.
Group Health Insurance
Customized employer-based health plans for businesses of all sizes. We help companies establish comprehensive benefits packages that attract talent while managing costs. Our team handles plan selection, employee enrollment, and ongoing policy management support for sustained workforce wellness.
Health Reimbursement Arrangements
Innovative ICHRA and QSEHRA solutions giving businesses control over healthcare spending. We implement tax-advantaged reimbursement plans that empower employees to choose their own coverage while maintaining employer budget certainty through structured contribution models.
Medicare Supplemental Insurance
Gap-filling insurance plans for Medicare beneficiaries. Our specialists help seniors evaluate supplemental coverage options to minimize out-of-pocket expenses. We represent multiple providers to ensure clients find plans matching their specific healthcare needs and budget parameters.
Life Insurance
Custom life insurance solutions for income replacement and long-term savings goals. We offer term and permanent policies with flexible death benefits and cash value components. Our advisors help determine appropriate coverage amounts based on individual financial obligations and future planning needs.
People
Maura Martino
President
Insurance industry leader with extensive corporate healthcare experience guiding NH and ME clients to quality coverage solutions since 2002.
Lorie Graves
Producer, Agent
15+ year insurance veteran specializing in NH/ME market navigation with remote service availability while maintaining personalized client support.
Heidi Bunnell
Office Manager
Licensed broker combining special education background with insurance expertise to deliver client-focused benefits solutions for families and businesses.
Paul Martino
Business Development
Industry specialist leveraging wholesale distribution experience to enhance business insurance offerings and operational effectiveness for NH/ME companies.
Questions
What insurance services do you offer?
We provide individual and group health insurance, Medicare supplements, HRAs, life/disability coverage, dental/vision plans, and international travel insurance.
How do you help small businesses?
We specialize in affordable group coverage solutions and ICHRA implementation for businesses with 1-10 employees through personalized consultation.
Is there additional cost for using your brokerage?
No, our independent broker services are provided at no extra cost to clients as we work directly with insurance providers.
Do you support existing policyholders?
Yes, we provide ongoing support including policy implementation assistance and claims process guidance for existing clients.
Which areas do you serve?
We primarily serve New Hampshire and Maine residents and businesses from our Portsmouth headquarters.