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At Pacific Trust Mortgage, we pride ourselves on being a premier choice for all your mortgage needs. Since our founding in 2002 in San Luis Obispo, California, our team of experienced professionals has been committed to providing exceptional service, trust, and personalized care to each and every one of our clients.
Our Services
We offer a wide range of mortgage services designed to meet the unique needs of our clients. Whether you're a first-time homebuyer, looking to refinance, or investing in real estate, we have the expertise and resources to guide you through the process. Our services include:
- Purchase mortgages for primary residences, vacation homes, and investment properties
- Refinance options for lowering your monthly payments, consolidating debt, or tapping into your home's equity
- Specialized loan programs for unique circumstances, such as VA, FHA, and USDA loans
- Portfolio lending options for borrowers with non-traditional financial situations or those seeking alternative lending solutions
What Sets Us Apart
At Pacific Trust Mortgage, we're committed to delivering exceptional service, transparency, and personalized care. Our experienced loan officers are dedicated to helping you navigate the mortgage process with ease and confidence. Unlike large, impersonal lenders, we take the time to understand your unique situation and tailor a mortgage solution that meets your specific needs.
Our Reputation
Our reputation is built on trust, integrity, and a commitment to exceptional service. We've earned a reputation as a reliable and trustworthy partner in the industry, with a team of experienced professionals who truly care about helping you achieve your financial goals.
Client Testimonials
Our satisfied clients speak volumes about the exceptional service and personalized care they've received from our team. From first-time homebuyers to seasoned investors, we've helped countless clients achieve their mortgage goals. Read their stories and testimonials to learn more about the Pacific Trust Mortgage difference.
Overall Experience
The reviewers had an overwhelmingly positive experience with Pacific Trust Mortgage, praising the company's professionalism, knowledge, and exceptional customer service.
Staff Praise
Several reviewers specifically praised individual staff members, including Chris Orsini, Stacia Finley, Oliver, Darryl Stolz, and Angela Plummer, for their expertise, helpfulness, and dedication to ensuring a smooth home buying or refinancing process.
Outstanding Service
Reviewers appreciated the staff's ability to explain complex financial information in a clear and concise manner, making the process less intimidating and more manageable. The company's prompt and efficient service was also highlighted, with reviewers noting that the staff stayed on top of every step of the process.
Client Recommendations
Multiple reviewers expressed their willingness to recommend Pacific Trust Mortgage to friends, family, and colleagues, citing the company's exceptional service and the staff's commitment to achieving the best possible outcomes for their clients.

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