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7 Years
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Your Trusted Insurance Partner in Florida & Texas
At Smart Choice Partners, we prioritize our clients above all else. As an independent insurance agency, we represent multiple top-rated carriers, offering tailored coverage solutions that balance price, policy, and service. Founded in 2019, our team brings over 167 years of combined experience, leveraging local expertise and cutting-edge technology to deliver personalized insurance advice. We specialize in both personal and business insurance, including home, auto, flood, condo, umbrella, and commercial policies.

Our mission has always been to build lasting relationships through excellent customer service, ensuring clients receive the right coverage for their unique needs. With offices across Florida and Texas, we are committed to providing peace of mind and lasting protection for families and businesses alike.
Services
Home Insurance Auto Insurance Flood Insurance Condo Insurance Umbrella Insurance Business Insurance Cyber Liability Insurance Workers Compensation Insurance General Liability Insurance
Details
  • Year established: 2019
Highlights and features
  • We are an independent agency representing multiple top-rated insurance carriers.
  • Our team has over 167 years of combined experience in the insurance industry.
  • We offer personalized insurance solutions tailored to individual client needs.
  • We provide 24/7 support for claims and policy management.
  • We are committed to building long-term relationships through exceptional service.
What people say
Very professional Quick to respond Great price 10 out of 10 recommend Bend over backwards
Services
Home Insurance
Home insurance protects your home and belongings from risks like fire, theft, and natural disasters. We offer policies with replacement cost coverage, personal liability protection, and additional living expense coverage. Our tailored solutions ensure adequate protection for primary residences, secondary homes, and high-value properties in Florida and Texas.
Auto Insurance
Auto insurance covers financial losses from vehicle damage, theft, or liability claims. We provide bodily injury liability, property damage coverage, uninsured motorist protection, and physical damage coverage. Our policies cater to personal and commercial vehicles, ensuring compliance with state laws and protection against unexpected events.
Flood Insurance
Flood insurance safeguards against water damage from flooding, which standard homeowners policies exclude. We offer coverage through the National Flood Insurance Program and private carriers, protecting homes and businesses in high-risk and moderate-risk areas. Policies cover structural damage and personal property losses.
Umbrella Insurance
Umbrella insurance provides excess liability protection beyond standard policy limits. It covers catastrophic events like lawsuits or severe accidents, extending coverage for bodily injury, property damage, and legal defense costs. Ideal for individuals and businesses seeking additional financial security.
Business Insurance
Business insurance protects companies from operational risks, including general liability, cyber liability, and workers' compensation. We offer customizable policies for small to large businesses, covering property damage, legal claims, and business interruption. Our solutions ensure compliance and financial stability for diverse industries.
People
Donleen McManus
Chief Administrative Officer
Donleen McManus oversees administrative operations at Smart Choice Partners, ensuring efficient agency management. With extensive experience in insurance administration, she focuses on streamlining processes to enhance client service and team productivity.
Ashley Clermont
Director of Data Management
Ashley Clermont leads data management initiatives, leveraging technology to improve policy administration and client interactions. Her expertise in data systems ensures accurate, secure handling of client information and operational efficiency.
Jenell Papowitz
Marketing and Integration Specialist
Jenell Papowitz drives marketing strategies and system integration at Smart Choice Partners. She focuses on client engagement, digital innovation, and brand development to support agency growth and service excellence.
Questions
What types of insurance does Smart Choice Partners offer?
We offer personal insurance (home, auto, flood, condo, umbrella) and business insurance (general liability, cyber liability, workers' compensation).
Are you licensed to operate in Florida and Texas?
Yes, we are licensed in both Florida and Texas, serving clients across these states with local expertise.
How can I get a free insurance quote?
Request a quote online through our website or contact us directly to speak with an agent for personalized options.
Do you provide 24/7 claims support?
Yes, we offer 24/7 assistance for claims filing and policy management to ensure timely support during emergencies.
What makes Smart Choice Partners different from other agencies?
We combine independent carrier representation, local knowledge, and over 167 years of combined experience to deliver tailored insurance solutions.