Business Details
6 Years
experience
Emergency
services
Your Trusted Insurance Partner in Wisconsin & Illinois
Dan Schani Insurance Agency operates as a dedicated independent insurance agency committed to providing personalized solutions for clients across Wisconsin and Illinois. With over 13 years of industry experience, the agency specializes in home, auto, business, and life insurance, prioritizing tailored coverage from top-rated providers. Our approach emphasizes direct client relationships, transparent communication, and 24/7 availability to address inquiries or claims promptly. We leverage multiple carrier options to ensure competitive pricing while maintaining a focus on comprehensive protection.The team includes seasoned professionals with expertise in risk management, property coverage, and liability solutions. Client satisfaction is reinforced through referral incentives and a commitment to lifelong learning in evolving insurance landscapes. Our operational philosophy centers on treating every client interaction as an opportunity to build trust and deliver value-driven service.
Services
Home Insurance
Auto Insurance
Business Insurance
Life Insurance
Umbrella Insurance
Boat Insurance
Motorcycle Insurance
RV Insurance
Flood Insurance
Medicare Insurance
Details
- Year established: 2020
Highlights and features
- We offer 13 years of insurance expertise with personalized policy solutions
- Our independent agency status provides access to multiple top-rated carriers
- Dedicated claims management ensures smooth policyholder experiences during critical times
- 24/7 availability for urgent insurance inquiries and claim reporting
- Client referral rewards program demonstrates confidence in our service quality
Services
Home Insurance
Our home insurance solutions provide comprehensive protection for residential properties, including replacement cost coverage, personal belongings protection, and liability safeguards. We specialize in identifying hidden coverage gaps like sewer backup protection and ordinance compliance upgrades. Policies can be enhanced with earthquake, sinkhole, and equipment breakdown coverage to address regional risks while ensuring full financial recovery after unexpected events.
Auto Insurance
We offer customizable auto insurance policies with liability coverage options up to $250,000 per person and $500,000 per accident. Our policies include uninsured motorist protection, $0 deductible glass coverage, and car rental reimbursement. We help clients navigate complex coverage decisions while providing risk management advice to protect against financial exposure from accidents and property damage.
Business Insurance
Customized business insurance solutions protect diverse industries including contractors, restaurants, and professional services. Our policies address unique risks through general liability, property protection, and specialized endorsements. We help businesses avoid coverage gaps in areas like equipment breakdowns, cyber risks, and commercial auto fleets while ensuring adequate protection for both physical assets and operational liabilities.
Umbrella Insurance
Umbrella insurance policies provide additional liability protection beyond standard home or auto coverage, starting at $1,000,000 limits. This crucial coverage safeguards against catastrophic lawsuits exceeding primary policy limits, offering financial security for unexpected events. We help clients determine appropriate coverage levels based on individual risk profiles and asset protection needs.
Life Insurance
Our life insurance solutions protect families' financial futures through term and permanent coverage options. Policies help cover funeral expenses, replace lost income, and settle outstanding debts. We work with clients to determine appropriate coverage amounts and terms based on individual circumstances, ensuring financial security for dependents in unexpected situations.
People
Dan Schani
Owner/Agent
With 13+ years in insurance, Dan established his independent agency to provide personalized service. He holds expertise in risk assessment and policy customization, focusing on client education and comprehensive coverage solutions.
Kelly
Office Manager
Bringing insurance industry experience since 2015, Kelly manages office operations while maintaining client relationships. She focuses on policy administration and client support, leveraging her background as both professional and former client.
Thomas
CSR
As a CSR since 2019, Thomas handles client service requests with marketing and international business expertise. He specializes in policy reviews and coverage explanations, maintaining a client-focused approach to insurance solutions.
Haily
CSR
Licensed in property, casualty, and life insurance since 2017, Haily provides client support while completing her business degree. She focuses on risk management and policy analysis, bringing technical expertise to client service operations.
Questions
What types of insurance do you offer?
We provide home, auto, business, life, umbrella, boat, motorcycle, RV, flood, and specialty insurance policies tailored to Wisconsin and Illinois residents.
How do you find competitive insurance rates?
As an independent agency, we compare multiple carriers to find optimal coverage combinations that balance protection needs with cost-effectiveness for each client.
Are you available for emergencies?
Yes, we monitor messages after hours and respond promptly to urgent insurance needs or claim situations requiring immediate attention.
Do you offer referral incentives?
Yes, clients receive Amazon gift cards for successful referrals that result in new policy placements through our referral program.
How does the claims process work?
We provide dedicated claims management support, guiding policyholders through documentation requirements and coordinating with carriers to ensure timely resolution of valid claims.
Can you explain coverage gaps?
We review existing policies to identify potential gaps in areas like sewer backup protection, equipment breakdowns, or liability limits that might leave clients financially exposed.
