Business Details
41 Years
experience
Your Trusted Insurance Partner in Wilmington, IL
Founded in 1985 in Wilmington, IL, Eaton & Schultz Insurance has built a legacy of personalized service through decades of combined experience from owners Dave Eaton and Dan Schultz. As a Trusted Choice agency, we prioritize client relationships over policy numbers, offering tailored insurance solutions for individuals and businesses across Illinois, Indiana, Missouri, and Florida. Our commitment to local expertise and access to top-rated carriers ensures clients receive competitive pricing and comprehensive coverage for auto, home, life, health, and commercial insurance. We distinguish ourselves by treating clients as neighbors and advocates, providing guidance through lifes milestones and unexpected challenges.With over 50 years of combined industry knowledge, we focus on transparent communication and proactive risk management. Our agencys philosophy remains rooted in the belief that insurance should protect what matters most while adapting to evolving client needs. From flood policies to retirement planning, we deliver specialized products backed by human-centered service. Our dedication to community extends to flexible appointment options, including evenings by arrangement, ensuring accessibility for all clients.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Health Insurance
Flood Insurance
Umbrella Insurance
Recreational Vehicle Insurance
Retirement Planning
Details
- Year established: 1985
Highlights and features
- Access to multiple top-rated insurance carriers
- Custom quotes for auto, home, life, and business insurance
- Exceptional, human-centered service always
- Local support with a personal touch
- Serving all of IL, IN, MO & FL since 1985
Associations and certifications
- Trusted Choice
What people say
Fantastic family oriented business
Timely insurance needs assistance
Honest insurance agent
Great environment
Personalized service
Services
Auto Insurance
We provide comprehensive auto insurance policies tailored to individual needs, covering vehicles ranging from standard cars to motorcycles and recreational vehicles. Our policies include liability, collision, and full protection options. Clients benefit from competitive rates and personalized guidance to ensure proper coverage for their specific driving requirements.
Home Insurance
Our home insurance policies protect against fire, theft, natural disasters, and unexpected events like power surges. Coverage includes structural protection, personal possessions, and living expenses during displacement. We offer customizable policies and supplemental options like flood insurance to safeguard homeowners' most significant investments across multiple states.
Life Insurance
We offer term, whole, and universal life insurance policies to protect families financially in case of unexpected death. Policies help cover burial expenses, mortgage payments, and income replacement. Our agents provide personalized guidance to help clients choose between temporary coverage and permanent policies with flexible premium structures.
Business Insurance
Our business insurance solutions include commercial auto, property, liability, and workers' compensation policies. We serve businesses from small one-person operations to mid-sized companies needing comprehensive protection. Policies can be customized with umbrella coverage and liability limits up to $10 million to meet specific business risk management needs.
Umbrella Insurance
Personal and commercial umbrella policies provide additional liability coverage when underlying policies are insufficient. Coverage ranges from $1 million to $10 million to protect against major claims. These policies activate after primary insurance limits are exhausted, offering critical protection for both individuals and businesses facing significant liability risks.
People
Dave Eaton
Owner
With over 25 years of insurance experience, Dave Eaton focuses on building long-term client relationships through personalized service and expert risk management advice. He co-founded the agency to provide community-focused insurance solutions while maintaining industry-leading standards.
Dan Schultz
Owner
Dan Schultz brings extensive underwriting expertise and a client-first approach to insurance solutions. As co-founder, he emphasizes transparent communication and comprehensive coverage options tailored to each client's unique protection needs across multiple states.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, health, flood, umbrella, and recreational vehicle insurance policies tailored to individual and business needs.
How are you different from other agencies?
As a Trusted Choice agency, we combine local expertise with access to multiple carriers, offering personalized service and community-focused insurance solutions since 1985.
Do you serve areas outside Illinois?
Yes, we serve clients in Indiana, Missouri, and Florida in addition to Illinois, providing coverage tailored to regional risk factors.
Can I get insurance quotes after regular business hours?
Yes, we offer evening appointments by arrangement to accommodate clients' scheduling needs outside our standard Monday-Friday operating hours.
How do I file a claim?
Contact our Wilmington office during business hours or use our online form to initiate the claims process with personalized support from our team.
