Business Details
Your Trusted Mortgage Partner in Tampa
TheStorch Mortgage Team is a dedicated mortgage lending firm committed to delivering exceptional service throughout the home financing process. With over 29 years of industry experience, we specialize in personalized mortgage solutions tailored to meet the unique needs of each client. Our team prioritizes transparency, communication, and efficiency, leveraging in-house processing and local appraisers to streamline transactions. As a FNMA/FHLMC direct lender, we offer unparalleled flexibility in loan programs and pricing while maintaining a client-first approach.Our culture emphasizes continuous education, community involvement, and fostering long-term relationships built on trust and integrity. Recognized as top producers in the industry, we combine technical expertise with a passion for helping families achieve homeownership. Our commitment to excellence extends to our team development initiatives, ensuring our professionals remain at the forefront of mortgage innovation and service delivery.
Services
Conventional Loan
FHA Loan
VA Loan
USDA/Rural Loan
Jumbo Loan
Bond Program Loan
Home Refinance
Cash-Out Refinance
Highlights and features
- We utilize in-house processing for faster loan closings
- Our team employs local appraisers with area expertise
- We implement step-by-step communication systems for transparency
- As direct lenders, we offer flexible loan program options
- We specialize exclusively in home mortgage services
Associations and certifications
- Fannie Mae (FNMA)
- Freddie Mac (FHLMC)
What people say
Responsive, hassle-free team
Excellent communication
Simplified process
Professional and timely
Best hands to get the job done
Services
Home Purchase Loans
Our home purchase loans provide tailored financing solutions for first-time buyers and experienced homeowners. We offer competitive rates, flexible down payment options, and expert guidance through every step of the buying process. Our local market knowledge and in-house processing ensure efficient transactions that meet individual client needs.
FHA Loans
FHA loans offer accessible homeownership opportunities with low down payments and flexible qualification requirements. Our specialists guide clients through the FHA loan process, helping first-time buyers and those with credit challenges achieve their home financing goals while maintaining compliance with federal regulations.
VA Loans
VA loans provide exclusive benefits for veterans and active military personnel, including zero down payment options and no mortgage insurance requirements. Our team specializes in VA loan programs, ensuring service members receive the full benefits they deserve through a streamlined and supportive process.
Home Refinance
Our refinance options help homeowners reduce monthly payments, access equity, or adjust loan terms. We analyze each client's financial situation to determine optimal refinance strategies, leveraging our direct lender status to secure competitive rates and flexible program options.
USDA/Rural Loans
USDA loans offer 100% financing for qualified buyers in designated rural areas. Our experts help clients navigate eligibility requirements and property location criteria, providing affordable homeownership solutions with minimal upfront costs while supporting community development initiatives.
People
Patrick Storch
Producing Branch Manager
With 29 years of mortgage experience, Patrick leads our Tampa team as a top 1% originator nationally. He has funded over $1 billion in loans and specializes in guiding families through homeownership journeys while mentoring industry professionals nationwide.
Ron Morris
Loan Originator
Bringing 40+ years of combined mortgage and title insurance experience, Ron specializes in first-time homebuyer education. He leverages extensive industry knowledge to simplify complex transactions and build lasting client relationships in the Tampa market.
Michele Frey
Loan Originator
With 20+ years in mortgage services, Michele offers expertise in conventional, FHA, VA, and specialty loan programs. She focuses on personalized guidance to help Tampa Bay area clients achieve homeownership through clear communication and tailored financial solutions.
Marisela Jaquez
Loan Originator
Bilingual in Spanish, Marisela provides accessible mortgage solutions to diverse clients. She specializes in navigating complex loan scenarios while ensuring clear communication and cultural sensitivity throughout the home financing process.
Wayne Schulaski
Loan Originator
Wayne combines technical mortgage expertise with personalized service, focusing on first-time homebuyers and refinancing opportunities. He utilizes his local market knowledge to help clients achieve financial goals through strategic loan solutions.
Questions
What types of mortgage loans do you offer?
We offer conventional, FHA, VA, USDA/Rural, jumbo, and bond program loans, along with various refinancing options tailored to individual needs.
How can I qualify for a mortgage?
Qualification involves credit assessment, income verification, and property appraisal. Our team guides you through required documentation and underwriting requirements.
What is your refinance process?
Our refinance process includes application, document submission, appraisal, underwriting, and closing, with personalized rate comparisons to optimize savings.
Do you work with first-time homebuyers?
Yes, we specialize in first-time homebuyer programs with low down payment options and flexible qualification requirements.
How do you ensure timely closings?
We utilize in-house processing, local appraisers, and automated communication systems to maintain efficient timelines and minimize delays.
Are there closing cost assistance options?
Yes, we offer bond programs with $7,500 closing cost assistance and seller concession options up to 6% depending on loan type.
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