Realize Your Dream of Home Ownership
Welcome to Lincoln Financial Mortgage, your premier mortgage lender in Southern California. We're a team of home loan experts dedicated to making your home purchase or refinance experience top-notch. With years of experience in the industry, we've helped countless individuals and families achieve their dream of homeownership.
Our Mission
Our mission is to serve our customers with honesty, integrity, and competence. We strive to provide home loans to our clients while offering the lowest interest rates and closing costs possible. We pledge to help borrowers overcome roadblocks that can arise while securing a loan. Our goal is to make the mortgage process as smooth and stress-free as possible, ensuring that our clients have a positive experience from start to finish.
Our Services
At Lincoln Financial Mortgage, we offer a wide range of mortgage services designed to meet the unique needs of our clients. Whether you're a first-time homebuyer, looking to refinance your current mortgage, or seeking to tap into your home's equity, we have the expertise and resources to guide you every step of the way. Our services include:
- Home Purchase Loans: We offer a variety of loan programs to help you finance your dream home, including conventional, FHA, VA, and USDA loans.
- Refinance Loans: Refinance your current mortgage to take advantage of lower interest rates, lower your monthly payments, or tap into your home's equity.
- Home Equity Loans: Use the equity in your home to fund home improvements, pay off debt, or cover unexpected expenses.
- Loan Programs: We offer a range of loan programs, including fixed-rate and adjustable-rate mortgages, government-backed loans, and jumbo loans.
- Calculators and Resources: Our website features interactive calculators and resources to help you make informed decisions about your mortgage options.
Our Commitment to Accessibility
At Lincoln Financial Mortgage, we're committed to ensuring that our services are accessible to everyone, regardless of ability. Our website is designed to be user-friendly and accessible, with features such as the UserWay Website Accessibility Widget, which allows visitors to customize their browsing experience. We're constantly working to improve the accessibility of our site and services, and we welcome feedback from our clients.
Get to Know Us
Located in beautiful Southern California, we thrive on the success and satisfaction of our clients. Our team of experienced mortgage professionals is dedicated to providing exceptional service, expert guidance, and personalized attention to each and every client. We're here to help you achieve your goals, whether it's buying your dream home, refinancing your current mortgage, or simply learning more about the mortgage process.
Gail Bergman and Lincoln Financial Mortgage Reviews
Exceptional Service and Guidance
Reviewers praised Gail Bergman and Lincoln Financial Mortgage for their exceptional service, guidance, and knowledge in the mortgage process. They were instrumental in helping clients secure loans, even in challenging circumstances. Gail's patience, diligence, and willingness to work with clients to find the best options were consistently praised.
Communication and Responsiveness
Many reviewers commended Gail and the Lincoln Financial Mortgage team for their excellent communication skills, responsiveness, and ability to explain complex processes in a clear and concise manner. They kept clients informed throughout the loan process, making them feel valued and supported.
Highly Recommended
All reviewers highly recommended Gail Bergman and Lincoln Financial Mortgage, citing their professionalism, expertise, and dedication to finding the best mortgage options for their clients.

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