Kinkelaar & Associates

At Kinkelaar & Associates, we understand that making the right financial decisions can be overwhelming. That's why we offer customized financial life planning and investment advice to individuals, couples, families, and small businesses. Our services are designed to provide detailed financial guidance and periodic coaching tailored to your unique needs. We believe that financial planning should be about you and planning, not product sales.

Founded by Mary Kinkelaar, our philosophy is centered around offering financial planning services through as-needed, "fee-only" engagements. This means our advice is not influenced by commissions or incentives, ensuring that you receive custom planning, not a cookie-cutter report designed to sell you products. Additionally, we are legally bound to work in your best interest as a fiduciary, which is not always the case with financial service providers.

Our independence from any affiliation with a bank, brokerage, or insurance company allows us to advise on a wide range of topics without any bias. You receive specific recommendations focused on meeting your unique needs, not pushing specific products. With as-needed engagements, we do not impose income and net worth minimums, or long-term contracts, ensuring you retain control and get the level of service you need at a cost-effective rate.

Our Services

We offer a range of services including financial life planning, investment advice, and periodic coaching. Our goal is to provide you with the confidence to make informed financial decisions, knowing that you have a professional working in your best interest. Whether you are looking to plan for retirement, manage your current finances, or achieve specific financial goals, we are here to help.

Blog

Our blog is dedicated to sharing articles and insights on various financial planning topics. From tax planning and investing to retirement planning and more, we aim to educate and inform you on the latest financial trends and strategies. Take a look at our recent posts to learn more about how you can improve your financial well-being.