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At Kemba Roanoke Federal Credit Union, we stand by our core principle of "People Over Profits." As a not-for-profit financial cooperative, we believe that our members' needs come first, and we're committed to providing you with the best possible service and the highest quality financial products.

We've been serving families with financial security since 1935, and we're dedicated to helping our members achieve their financial goals. Our members are our top priority, and we're always looking for ways to improve their banking experience.

Our Services

We offer a wide range of financial services to meet all of your banking needs. Our savings accounts include checking accounts, club accounts, certificates of deposit (CDs), and IRAs, each with competitive savings rates. We also provide a variety of lending services, such as vehicle loans, home loans, VISA credit card, recreational loans, personal signature loans, and additional loans, all with competitive lending rates.

Our e-services include online banking, e-statements, VISA debit cards, insurance, online learning, online documents, direct deposit, and the ability to make loan payments online. We also offer access to a shared branch network and Zelle, making it easy to manage your finances on the go.

Membership Eligibility

There are several ways to be eligible for KEMBA membership. If you are related to an existing member or you live in the same household of an existing member, or if you are related to an employee, retired employee, or volunteer from one of the Select Employee Groups listed on our website, you're eligible to join. Additionally, if you live in the state of Virginia, you can join KEMBA through the Virginia Consumer Council, and membership to the Virginia Consumer Council is FREE.

Why Choose KEMBA?

By choosing KEMBA, you're choosing a financial institution that truly cares about its members. We're not-for-profit, which means that our focus is on serving you, not making a profit. We offer better rates and lower fees because we believe that you deserve the best. Our commitment to you is unwavering, and we're here to help you achieve your financial dreams.

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