Business Details
13 Years
experience
Trusted Mortgage Brokers in Colorado Springs
Affinity Mortgage Brokers is a veteran-owned mortgage brokerage headquartered in Colorado Springs, serving eight states nationwide. Since our founding in 2013, we have prioritized relationship-driven service, combining over 100 years of collective industry experience to deliver tailored mortgage solutions. Our team of licensed professionals specializes in guiding clients through home purchases, refinancing, and loan programs tailored to first-time buyers, military personnel, and veterans.We maintain accreditation with the Better Business Bureau of Southern Colorado, reflecting our commitment to ethical practices and client satisfaction. Our streamlined processes and access to diverse loan products ensure competitive rates and flexible options for borrowers with varying financial profiles. With a focus on transparency and integrity, we aim to simplify the mortgage journey while upholding the highest standards of customer care.
Services
Mortgage Brokerage
VA Loans
Refinance Services
First-Time Homebuyer Programs
Jumbo Loans
Details
- Year established: 2013
Highlights and features
- Veteran-owned with 100+ years of combined mortgage industry experience
- Accredited by the Better Business Bureau of Southern Colorado
- Specialized loan programs for first-time buyers and military personnel
- Streamlined processes for purchase loans and refinancing
- Serving clients across 8 U.S. states with personalized service
Associations and certifications
- Better Business Bureau
What people say
Patient and helpful
Seamless and timely service
Quick response times
Expertise in VA loans
Highly recommend
Services
Mortgage Brokerage
Affinity Mortgage Brokers connects borrowers with tailored loan solutions through a network of lenders. Our veteran-owned team specializes in purchase loans, refinancing, and specialized programs for first-time buyers and military clients. With access to conventional, FHA, VA, and jumbo loan options, we prioritize competitive rates and personalized guidance throughout the mortgage process.
VA Loans
We specialize in VA loans for military members and veterans, offering zero down payment options and favorable terms. Our team navigates VA-specific requirements to ensure seamless transactions, leveraging our veteran-owned expertise to address unique financial circumstances and documentation needs for service members purchasing primary residences.
Refinance Services
Our refinance programs help homeowners lower monthly payments, access equity, or adjust loan terms. We offer rate-and-term refinancing for improved interest rates and cash-out options for home improvements or debt consolidation. The process typically requires six months of mortgage history and verifiable financial documentation to qualify.
First-Time Homebuyer Programs
We guide first-time buyers through HUD-qualified programs with down payments as low as 3.5%. Services include pre-approval assistance, down payment support connections, and education on eligibility criteria like credit history and income verification. Our team simplifies the journey from application to closing for new homeowners.
Jumbo Loans
Jumbo loans cater to properties exceeding $647,200, with flexible terms and competitive rates despite higher risk profiles. We assist clients in meeting requirements like elevated credit scores, cash reserves, and additional documentation. Our brokerage access ensures customized solutions for luxury or high-cost market purchases.
People
Dwight Howard
President & CEO
Dwight Howard founded Affinity Mortgage Brokers after a 12-year military career, leveraging 25+ years in mortgage banking. A licensed loan officer since 1997, he prioritizes relationship-driven service and veteran support, shaping the company's ethical standards and client-first philosophy.
Brittany Spahn
Vice President/Operations
Brittany Spahn oversees operations with a focus on efficiency and client satisfaction. Her leadership ensures smooth transaction coordination, reflecting her commitment to clear communication and process optimization for both internal teams and borrowers.
Marv Hires
Sr. Loan Officer
Marv Hires brings extensive lending expertise to his role, specializing in personalized mortgage solutions. His approach emphasizes transparency and education, helping clients navigate complex loan options while maintaining Affinity's service excellence standards.
Kathleen Wetherbee
Sr. Loan Officer
Kathleen Wetherbee supports clients with tailored mortgage strategies, focusing on first-time buyer and military loan programs. Her experience ensures accurate guidance through eligibility requirements and documentation processes for seamless transactions.
Luther Harris
Chief Executive Advisor
Luther Harris provides strategic oversight, ensuring alignment with Affinity's mission of relationship-based service. His advisory role focuses on maintaining operational integrity and long-term client trust through ethical business practices.
Questions
What mortgage services does Affinity Mortgage Brokers offer?
We provide purchase loans, refinancing, VA loans, jumbo loans, and first-time homebuyer programs tailored to individual financial needs.
Are there loan options for borrowers with lower credit scores?
Yes, we offer programs accepting credit scores as low as 580 and provide guidance to improve eligibility for better terms.
How does Affinity Mortgage Brokers support military clients?
As a veteran-owned business, we specialize in VA loans with zero down payment options and prioritize understanding military-specific financial needs.
What states does Affinity Mortgage Brokers operate in?
We serve Colorado, Alabama, Florida, Virginia, Georgia, and three additional states through our licensed brokerage network.
Can first-time homebuyers receive down payment assistance?
Yes, we connect clients with state and federal programs offering down payment support and reduced upfront costs.
How long does the mortgage process typically take?
Standard transactions close within 30 days, though timelines vary based on property type, loan complexity, and documentation speed.
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