Integrity Mortgage & Financial

Integrity Mortgage & Financial Inc. is deeply rooted in the Colorado Springs community, proudly serving the local area since 2002. Founded by President and CEO, Russell Rowe, our company has grown to become one of the leading mortgage lending firms in the state, dedicated to providing superior service and expertise to each and every client. We understand that finding the right mortgage can be a complex and often stressful experience, which is why we strive to make the process as smooth and transparent as possible.

Our Commitment to Excellence

Our team consists of highly experienced and knowledgeable mortgage professionals who are committed to providing personalized attention to each client's unique needs. We believe in building strong, long-lasting relationships based on trust, honesty, and open communication.

A Comprehensive Range of Mortgage Services

Whether you're a first-time homebuyer navigating the exciting journey of purchasing your first property, an experienced investor looking to expand your portfolio, or a homeowner seeking to refinance your existing mortgage, Integrity Mortgage & Financial Inc. offers a comprehensive range of mortgage options to suit your individual circumstances.

We specialize in a variety of loan programs, including:

• Conventional Loans: These loans, typically offered by private lenders, often require a higher credit score and a minimum down payment.
• FHA Loans: Backed by the Federal Housing Administration, these loans are designed to make homeownership more accessible to borrowers with lower credit scores and smaller down payments.
• VA Loans: Specifically for eligible veterans, active-duty military personnel, and surviving spouses, VA loans offer competitive interest rates and flexible terms.
• Jumbo Loans: For borrowers seeking financing for properties that exceed conforming loan limits, jumbo loans provide access to higher borrowing amounts.

Tailored Loan Solutions

We understand that every borrower is different. That's why we take the time to carefully assess your financial situation, goals, and needs to recommend the mortgage solution that best aligns with your circumstances.

We offer a variety of loan terms, including:

• 15-Year Fixed Rate Mortgages: Ideal for borrowers seeking to build equity faster with lower monthly payments than a 30-year mortgage.
• 30-Year Fixed Rate Mortgages: Provide consistent monthly payments over a longer term, allowing for greater affordability.

Expertise You Can Trust

Our team keeps abreast of the ever-changing mortgage industry through ongoing training and education. We're committed to staying ahead of new regulations, market trends, and innovative lending practices to ensure you receive the most informed and up-to-date guidance.

Client-Focused Approach

At Integrity Mortgage & Financial Inc., we prioritize clear communication and exceptional customer service.

We are dedicated to:

• Offering transparent and easy-to-understand loan options.
• Providing prompt responses to your questions and concerns.
• Working collaboratively with you throughout the entire mortgage process.
• Making the experience as stress-free and enjoyable as possible.

We believe in building lasting relationships with our clients based on trust, integrity, and a genuine commitment to helping you achieve your homeownership dreams.