Business Details
50+ Years
experience
Your Trusted Financial Partner in Fresno, CA
Established in 1954, Fresno Police Department Credit Union has evolved from humble beginnings in a police department room to a full-service financial institution serving nearly 3,000 members. Our history reflects a commitment to growth and innovation, evidenced by our expansion to a dedicated facility at 1004 N. Van Ness and the implementation of advanced electronic banking solutions. With over $50 million in assets, we offer comprehensive financial products including checking and savings accounts, competitive loan options, and Visa credit cards tailored to meet diverse member needs.Our board of directors and professional staff prioritize personalized service, demonstrated through 24/7 mobile banking access and a nationwide network of 30,000+ co-op ATMs. We maintain financial stability while fostering growth through strategic planning and adherence to cooperative principles. Our mission emphasizes family-oriented service, competitive rates, and meeting both current and future member requirements. This long-standing commitment to community financial wellness has solidified our position as a trusted local institution.
Services
Regular Share Account
Share Draft Checking
Auto Loans
Mortgage Loans
Visa Credit Cards
Certificate of Deposit
Online Banking
Mobile Banking
Bill Payment
ATM Services
Details
- Year established: 1954
Highlights and features
- We offer competitive loan rates with terms up to 60 months for personal financing
- Our 24/7 mobile banking app provides convenient access to account management
- We provide personalized financial solutions with over 70 years of local experience
- Our members enjoy free online banking and bill payment services
- We maintain $50 million+ in assets while prioritizing member-centric service
Associations and certifications
- American Share Insurance
Services
Auto Loans
We provide competitive auto loans for new and used vehicles with up to 100% financing including taxes and fees. Our streamlined approval process offers fast pre-approvals for cars, boats, motorcycles, and RVs. Members benefit from flexible payment options through our mobile banking app and access to protection plans like GAP insurance.
Share Draft Account
Our no-minimum-balance checking account offers free debit cards, mobile deposit, and unlimited electronic transactions. Features include free online banking, bill pay, and 1 free check upon account opening. Requires a Regular Share account for membership verification.
Mortgage Loans
We offer comprehensive mortgage solutions including conventional loans, FHA/VA programs, and specialized products like HomeStyle renovations. Our services cover purchase, refinance, and jumbo loan options with assistance programs for first-time homebuyers in the Fresno area.
Certificate of Deposit
Our CDs offer tiered rates with terms from 12 to 24 months and minimum deposits from $10. Higher balances receive preferential APR rates, with early withdrawal penalties based on 6 months' interest to protect investment growth.
Mobile Banking
Our mobile app enables 24/7 account access for balance checks, fund transfers, and loan payments. Features include remote check deposit, bill payment scheduling, and real-time transaction monitoring to help members manage finances conveniently from any location.
People
Bob Shaffer
CEO
Leading FPDCU with over 20 years of credit union experience, Bob Shaffer oversees strategic operations and member service initiatives while maintaining community financial wellness programs.
Steve Petersen
CFO
Steve Petersen manages financial operations with expertise in credit union accounting and asset management, ensuring fiscal responsibility and regulatory compliance.
Jennifer Bella-Ortiz
Branch Manager
As branch manager, Jennifer Bella-Ortiz leads daily operations and lending decisions with 15+ years of local financial services experience serving Fresno members.
Questions
What are the requirements to join FPDCU?
Membership requires a valid driver's license or passport plus a second ID. Police department affiliation is not mandatory for eligibility.
What loan options do you offer?
We provide auto, boat, RV, motorcycle loans, personal unsecured loans up to $15,000, mortgage products, and secured savings loans.
Do you have mobile banking capabilities?
Yes, our mobile app offers account access, fund transfers, bill payment, and remote check deposit available 24/7 to all members.
What are your branch hours?
Our Fresno branch operates Monday-Friday 9:00am-4:30pm with 24/7 digital access through online and mobile banking platforms.
How are your deposit rates determined?
Certificate rates use tiered pricing with terms from 12-24 months, offering higher APRs for balances of $50,000 and above.
