Business Details
Your Trusted Partner for Financial Advising Solutions
At EPM Financial, our mission is to empower individuals and families to achieve their financial goals and build the life they envision. We specialize in personalized wealth management strategies tailored to each client's unique circumstances, offering comprehensive services in financial planning, retirement preparation, investment management, personal insurance, and estate planning. Our team of certified professionals brings decades of combined experience and specialized expertise, including certifications such as Certified Financial Planner (CFP), Chartered Investment Management Analyst (CIMA), and Accredited Wealth Management Advisor (AWMA).We operate under a fiduciary duty to act in our clients' best interests at all times, maintaining transparency and avoiding conflicts of interest. Our collaborative team structure ensures clients receive specialized attention while benefiting from collective expertise. With a commitment to community service and long-term client relationships, we focus on creating sustainable financial solutions that align with individual values and aspirations. Our approach combines rigorous analysis with compassionate guidance, helping clients navigate complex financial decisions with confidence.
Services
Financial Planning
Personal Insurance
Retirement Strategies
Estate Planning
Investment Management
Business Solutions
Highlights and features
- We operate under strict fiduciary standards with full transparency
- Our team holds advanced certifications including CFP and CIMA
- Collaborative approach combines multiple specialists' expertise
- Decades of combined experience in wealth management strategies
- No portfolio minimums for investment advisory services
Associations and certifications
- CFP (Certified Financial Planner)
- CIMA (Chartered Investment Management Analyst)
- AWMA (Accredited Wealth Management Advisor)
- CMFC (Chartered Mutual Fund Counselor)
Services
Financial Planning
We develop customized financial roadmaps aligned with personal goals and risk tolerance. Our CFP professionals analyze cash flow, debt, and investment portfolios to create actionable plans for wealth accumulation and preservation. Services include budgeting strategies, tax-efficient planning, and long-term financial goal setting.
Retirement Strategies
Our AWMA-certified advisors design retirement income solutions balancing growth potential with capital protection. We optimize 401(k)s, IRAs, and pension plans while addressing healthcare costs and Social Security maximization. Regular portfolio reviews ensure alignment with evolving retirement timelines.
Estate Planning
We coordinate with legal professionals to establish wills, trusts, and power of attorney documents. Our strategies minimize estate taxes, facilitate smooth asset transfers, and protect beneficiaries through life insurance solutions and charitable giving frameworks.
Investment Management
Utilizing LPL Financial's platform, we construct diversified portfolios matching individual risk profiles. Our CMFC-certified team employs modern portfolio theory and active risk management techniques, with access to mutual funds, ETFs, and individual securities across multiple asset classes.
Business Solutions
We provide retirement plan design for employers, including 401(k) and SEP IRA solutions. Services cover fiduciary education, investment selection, and compliance support. Our team also assists business owners with succession planning and key person insurance strategies.
People
Brandon Edwards
Managing Partner, Wealth Advisor
With over 15 years in wealth management, Brandon specializes in retirement income strategies. He holds the CFP designation and focuses on creating personalized financial plans that align with clients' life goals and values.
Martin Porter
Managing Partner, Wealth Advisor
Martin brings 18 years of experience in investment research and portfolio management. As an AWMA-certified advisor, he develops customized asset allocation strategies to help clients achieve long-term financial objectives.
Graham Mattes
Managing Partner, Wealth Advisor
A CFP and CIMA charterholder, Graham specializes in comprehensive financial planning for high-net-worth individuals. He has over 20 years of experience guiding clients through complex wealth management decisions.
David Gerkin
Director of Planning & Investment Research
David leads our investment strategy team with expertise in market analysis and portfolio construction. He holds the CMFC designation and has developed proprietary tools for risk assessment and asset allocation.
Jeremy Newgard
Chief Operating Officer
Jeremy oversees firm operations and client service protocols. With a background in financial technology implementation, he ensures efficient delivery of advisory services while maintaining regulatory compliance standards.
Questions
How are your advisory services compensated?
We charge a percentage fee based on assets under management for advisory services. Brokerage transactions receive commission-based compensation, always aligned with client success.
Are you legally required to act in my best interest?
Yes, as investment advisor representatives, we have a fiduciary duty to prioritize client interests, disclose conflicts, and provide full transparency in all recommendations.
Can I access my investment performance online?
Yes, through our Account View platform, you can monitor portfolio performance, allocations, and receive periodic review updates from your advisor.
Do you collaborate with other professionals like accountants?
Absolutely, we coordinate with your existing advisors to create comprehensive solutions. With your permission, we work as a team to address all aspects of your financial situation.
What's the minimum investment required?
We have no portfolio minimums. We believe in starting early and investing steadily over time, making our services accessible to clients at all wealth stages.
Who regulates your financial services?
We operate under Private Advisor Group (RIA) oversight and LPL Financial's broker-dealer regulation, both registered with the SEC and FINRA for compliance assurance.
