Business Details
Your Trusted Partner for Financial Planning Solutions
Oasis Planning is a fee-only fiduciary advisory firm dedicated to empowering near-retirees, retirees, and surviving spouses through comprehensive financial guidance. Our team of credentialed professionals, including CFP practitioners, CPAs, CFAs, and attorneys, brings over 150 years of combined expertise to address retirement planning, tax optimization, and investment management. We prioritize client interests through a life-integrated approach that combines evidence-based strategies with personalized coaching, ensuring clients achieve financial independence and peace of mind.Our proprietary 'Matching Bucket' methodology balances short-term security with long-term growth, while our tax-focused advisors help minimize liabilities through strategic planning. With a commitment to transparency and no hidden fees, we serve clients nationwide via in-person meetings and virtual consultations, emphasizing education and behavioral coaching to navigate market volatility confidently.
Services
Retirement Planning
Tax Optimization
Investment Management
Estate Planning
Insurance Review
Debt Analysis
Charitable Giving
Executive Compensation
Education Funding
Budget Coaching
Highlights and features
- We are fee-only fiduciaries with 150+ years of combined experience in retirement planning.
- Our proprietary Matching Bucket approach ensures financial security in volatile markets.
- Tax-focused advisors led by a CPA and tax attorney minimize your lifetime tax liabilities.
- Life-integrated planning aligns financial strategies with personal values and goals.
- Evidence-based investing combines low-cost index funds with strategic risk management.
Associations and certifications
- CFP Board
- AICPA
- CFA Institute
- State Bar of California
What people say
Life-changing retirement guidance
Tax savings exceeded expectations
Compassionate support for widows
Transparent fee structure
Holistic planning approach
Services
Retirement Planning
Our retirement planning service helps clients determine sustainable spending levels and optimize asset allocation. We use detailed financial modeling to project cash flow needs, evaluate retirement dates, and create reliable income streams. The proprietary Matching Bucket approach balances short-term security with long-term growth potential for market resilience.
Tax Optimization
Tax optimization services focus on minimizing lifetime tax liabilities through strategic planning. We analyze current returns, project future scenarios, and implement Roth conversions, tax-loss harvesting, and income distribution strategies. Our CPA-led team ensures tax efficiency across retirement income sources while adapting to changing regulations.
Investment Management
Investment management combines evidence-based principles with personalized asset allocation. We review existing portfolios, identify hidden fees, and implement low-cost index funds within our Matching Bucket framework. Ongoing adjustments ensure alignment with evolving goals while maintaining tax-efficient, diversified positions across equities and fixed income.
Estate Planning
Estate planning services clarify beneficiary designations and trust structures while minimizing tax implications. We collaborate with attorneys to create flowcharts for asset distribution, review executor appointments, and develop strategies for intergenerational wealth transfer that align with clients' long-term financial plans.
Insurance Review
Our insurance review evaluates life, disability, and long-term care policies for adequacy and cost-effectiveness. We identify coverage gaps, recommend adjustments based on life changes, and ensure insurance strategies align with overall financial goals without unnecessary commissions or conflicts of interest.
Questions
What retirement planning services do you offer?
We provide cash flow modeling, asset allocation advice, and tax-efficient withdrawal strategies tailored to retirees and pre-retirees.
How do you minimize taxes for retirees?
Our CPA-led team uses Roth conversions, tax-loss harvesting, and strategic income distribution planning to reduce lifetime tax liabilities.
Are you a fiduciary advisor?
Yes, we operate under a strict fiduciary standard, never accepting commissions and always prioritizing client interests.
Do you work with out-of-state clients?
Yes, we serve clients nationwide through virtual meetings and maintain licensing in multiple states.
What investment philosophy do you use?
We employ evidence-based investing with low-cost index funds and our proprietary Matching Bucket strategy for balanced growth.
