Business Details
48 Years
experience
Emergency
services
Your Trusted Insurance Partner in Shelbyville, IL
Shelbyville Insurance Services has been a trusted independent insurance advisor since 1978, serving Shelbyville, Bethany, and Central and Southern Illinois. Our mission is to be the advisor of choice for clients, the employer of choice for our team, and a contributing partner to the communities we serve. With decades of combined experience, our team of risk advisors specializes in personalized insurance solutions for individuals and businesses, including home, auto, commercial, employee benefits, and cyber insurance.We utilize the RiskLock process to identify exposures, develop mitigation strategies, and implement programs that protect assets while reducing insurance costs. As a member of the Beyond Insurance Global Network, we leverage relationships with reputable carriers to provide tailored coverage options. Our commitment to industry-leading technology, customized services, and long-standing client relationships ensures we deliver cost-effective, comprehensive solutions with personal and responsive service.
Services
Home Insurance
Auto Insurance
Commercial Insurance
Employee Benefits
Cyber Insurance
Details
- Year established: 1978
Highlights and features
- We offer over 45 years of experience in risk management and insurance solutions.
- Our team provides personalized service tailored to individual and business needs.
- We are deeply rooted in the Shelbyville community and understand local risks.
- We offer comprehensive coverage options through partnerships with top carriers.
- Our RiskLock process ensures proactive identification and mitigation of risks.
Associations and certifications
- Beyond Insurance Global Network
What people say
Knowledgeable and attentive
Personalized service
Community-focused
Expertise in risk management
Tailored coverage options
Services
Home Insurance
Shelbyville Insurance Services provides comprehensive home insurance to protect your property against risks like fire, water damage, and liability claims. Our policies include replacement cost coverage, personal liability protection, and optional flood insurance. We tailor coverage to address unique risks such as trampoline liability, wine collections, and secondary homes, ensuring your most valuable asset is fully protected.
Auto Insurance
Our auto insurance policies safeguard against bodily injury, property damage, and uninsured motorists. Coverage includes collision, comprehensive, medical payments, and rental reimbursement. We help clients navigate state requirements and select cost-effective options, including umbrella policies for added liability protection, ensuring peace of mind on the road.
Commercial Insurance
We offer Business Owners Policies (BOP) combining property and liability coverage, along with specialized options like cyber liability, workers' compensation, and directors & officers insurance. Our solutions protect against risks such as data breaches, business interruption, and environmental incidents, tailored to industries in Central and Southern Illinois.
Employee Benefits
We design employee benefits programs including group health, dental, vision, life, and disability insurance. Our advisors help businesses navigate compliance, self-funding, and voluntary coverage options to attract talent and support workforce well-being while managing costs.
Cyber Insurance
Cyber liability coverage protects against data breaches, ransomware, and regulatory fines. Policies include first-party coverage for business interruption and third-party coverage for lawsuits. We specialize in solutions for Illinois law firms and businesses, addressing risks from cloud storage and electronic data breaches.
People
Derek Hayden
Risk Architect
Derek Hayden is a knowledgeable and attentive agent with expertise in risk management. He works closely with clients to provide tailored insurance solutions, earning praise for his professionalism and client-focused approach.
Daniel Reynolds, Jr.
Principal
Daniel Reynolds, Jr., as a principal, brings leadership and industry experience to Shelbyville Insurance Services. He focuses on delivering comprehensive risk management strategies to meet client needs.
Darren Reynolds
Principal
Darren Reynolds, a principal, contributes extensive insurance expertise and a commitment to client satisfaction, ensuring personalized service and innovative coverage solutions.
Garrett Ulmer
Risk Advisor
Garrett Ulmer provides expert risk advisory services, leveraging his knowledge to help clients navigate complex insurance needs with confidence and clarity.
Cristy Gilpin
Personal Account Manager
Cristy Gilpin manages personal insurance accounts with attention to detail, ensuring clients receive efficient service and customized coverage options.
Questions
Should I have my home and auto insurance with the same company?
Yes. Bundling home and auto insurance with the same company can lead to significant cost savings and streamlined service.
Do claims and tickets affect my insurance premiums?
Yes. Claims and violations impact premiums for 3-5 years, depending on severity and fault.
Is commercial insurance tax deductible?
Yes. Business insurance is tax deductible if it's for operating a trade or profession.
What determines whether I am a large or small employer for health insurance?
Employers with 50+ full-time employees are considered large; those with fewer are small employers.
What is the difference between general liability and professional liability?
General liability covers bodily injury and property damage, while professional liability protects against claims of negligence in professional services.
Does changing my insurance company affect my credit score?
No. Changing insurance carriers does not impact your credit score.
