Business Details
50+ Years
experience
Your Trusted Partner for Comprehensive Insurance Solutions
MRMC Insurance Agency has served the Vandalia community and surrounding areas for over 100 years as a multi-line insurance provider. Our mission is to be recognized within Central Illinois as a professional agency that customers can rely on for their personal and business insurance needs. We pledge to provide accurate, timely customer service and to represent financially strong insurance companies that prioritize exceptional service to their policyholders. We are deeply committed to being actively involved in social and civic programs that enhance the growth and development of Vandalia and its citizens.As an independent insurance agency, we work with several companies, allowing us to offer a variety of products, services, and prices. Our goal is to find coverage that meets your needs at the suitable rate for you, making sure that we work for you, not just one company. With offices in Vandalia and Saint Elmo, Illinois, we are licensed in six states and bring over a century of experience to every client interaction.
Services
Home Insurance
Auto Insurance
Life Insurance
Business Owners Insurance
Group Health Insurance
Farm Insurance
Retail Business Insurance
Medical Office Insurance
Manufacturer Insurance
Restaurant Insurance
Details
- Year established: 1921
Highlights and features
- We have served the local community since 1921 with over 100 years of insurance expertise.
- Our independent agency offers coverage from multiple carriers including Progressive and Safeco.
- We provide personalized insurance solutions tailored to individual and business needs.
- Our team actively participates in community development and civic programs.
- We offer coverage across six states with local offices in Illinois communities.
What people say
100 years of service
Personalized insurance solutions
Knowledgeable staff
Community involvement
Multi-generational expertise
Services
Home Insurance
Protect your home and belongings with comprehensive home insurance policies. We offer coverage for property damage, personal liability, medical expenses, and additional living expenses during repairs. Our policies address risks like fire, water damage, and natural disasters while including options for valuable possessions and flood protection. With replacement cost coverage and code compliance features, we ensure your home receives proper restoration after unexpected events.
Auto Insurance
Secure reliable auto insurance coverage for personal and commercial vehicles. Our policies include bodily injury liability, property damage protection, medical payments coverage, and physical damage insurance. We offer options for uninsured motorist protection, rental car reimbursement, and specialized coverage for collector vehicles. With flexible limits and deductible options, we help clients protect their vehicles while meeting state requirements and addressing unique risk scenarios.
Life Insurance
Provide for your family's future with term, whole, and universal life insurance options. We help clients select policies that offer income replacement, mortgage protection, funeral expense coverage, and business continuity solutions. Our offerings include individual life insurance with flexible premium structures and death benefit amounts tailored to personal financial goals and family needs.
Business Owners Insurance
Protect your business with comprehensive commercial insurance packages. Our business owners policies combine property protection with liability coverage, including general liability, workers' compensation, and commercial auto insurance. We offer specialized coverage for business income loss, equipment breakdowns, cyber liability, and directors & officers liability to address diverse industry risks.
Group Health Insurance
Attract and retain talent with competitive group health insurance plans. We provide medical, dental, and vision coverage options for businesses of all sizes, including voluntary benefits programs and compliance support. Our solutions help employers offer comprehensive healthcare packages while managing costs through premium-sharing arrangements and tax-advantaged structures.
People
Thomas McCarty
Agency Principal
Thomas McCarty brings decades of insurance expertise to MRMC Insurance Agency, guiding our commitment to community-focused service since 1921.
Patrick G. Click Jr.
Agency Principal
Patrick G. Click Jr. leads with extensive industry knowledge, ensuring our agency maintains its century-long tradition of personalized insurance solutions.
Chelsey Jolliff
Agent
Chelsey Jolliff provides expert insurance guidance, helping clients navigate coverage options with personalized attention to their specific needs.
Ty Bates
Agent
Ty Bates combines insurance expertise with local market knowledge to deliver tailored protection solutions for individuals and businesses.
Marcie McCarty
Office Manager
Marcie McCarty oversees daily operations, ensuring efficient service delivery and maintaining our agency's tradition of community involvement.
Questions
What types of insurance does MRMC Insurance Agency offer?
We provide personal insurance (home, auto, life), business insurance (BOP, workers' comp), group health benefits, and industry-specific coverage for farms, retail, medical offices, and manufacturers.
Why choose an independent insurance agency?
As an independent agency, we partner with multiple carriers like Progressive and Safeco to offer competitive options tailored to your specific needs rather than representing a single company.
Which areas do you serve?
We serve Vandalia and Saint Elmo, Illinois, with licensing in six states: Illinois, Missouri, Indiana, Florida, Kansas, and Arizona.
How do I file an insurance claim?
Report claims through our website or contact our office directly during business hours (8:30 AM - 5 PM, Monday-Friday) for prompt assistance.
Can I manage my policy online?
Yes, we offer online policy services including payments, ID card requests, certificate generation, and policy change submissions through our website.
What sets your agency apart from others?
With over 100 years of local experience since 1921, we combine generational expertise with modern insurance solutions while maintaining active community involvement.
