Business Details
18 Years
experience
Emergency
services
Your Trusted Bankruptcy & Debt Relief Solutions
JM Law Firm has dedicated over 25 years to providing compassionate legal support for individuals facing financial challenges. Our team specializes in bankruptcy proceedings, debt settlement, and foreclosure defense, serving clients across Southern California from Woodland Hills to San Diego. We combine the technological resources of a large firm with the personalized attention of a small practice, offering free initial consultations and multilingual services in English, Spanish, and Farsi.Our attorneys bring decades of collective experience to each case, prioritizing client needs through after-hours appointments and weekend availability. We maintain transparency about asset protection during bankruptcy and emphasize strategic debt relief solutions tailored to individual circumstances. Our track record includes successful case outcomes for hundreds of clients seeking financial freedom from overwhelming debt.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Foreclosure Protection
Wage Garnishment Defense
Debt Settlement
IRS Tax Settlement
Details
- Year established: 2008
Highlights and features
- Over 25 years of combined experience in debt relief
- Free initial consultations with qualified attorneys
- Services available in English, Spanish, and Farsi
- Client-focused representation with after-hours availability
- Proven track record in bankruptcy and debt settlement cases
What people say
Pleasure to work with
Saved my family's Christmas
Excellent service
Highly recommend
Made process easy
Services
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy provides debt relief through asset liquidation to discharge qualifying unsecured debts. This process typically completes within 3-6 months, offering immediate collection protection through automatic stays. Our attorneys help clients understand asset exemptions and qualification requirements while navigating the means test requirements.
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy establishes structured repayment plans for debtors with regular income. This option protects assets while consolidating debts into manageable monthly payments over 3-5 years. Our team helps clients develop court-approved repayment plans that balance creditor obligations with financial capabilities.
Debt Settlement
Debt Settlement involves negotiating reduced payoff amounts with creditors, typically for 40-60% of original balances. This alternative to bankruptcy works best for unsecured debts like credit cards. Our attorneys leverage creditor relationships to secure favorable settlements while protecting clients from collection actions.
Foreclosure Defense
Foreclosure Defense strategies protect homeowners facing property repossession. Through bankruptcy filings, loan modifications, or direct lender negotiations, we help clients retain their homes. Our attorneys have successfully stopped foreclosure proceedings at various stages for Southern California residents.
IRS Tax Settlement
IRS Tax Settlement resolves back tax obligations through Offer in Compromise programs. Our attorneys negotiate reduced payment amounts with the IRS based on financial hardship documentation. This service helps clients resolve tax liens and wage garnishments while establishing feasible payment arrangements.
People
Jasmine Motazedi
Founding Attorney
Jasmine Motazedi founded JM Law Firm after gaining experience at major consumer bankruptcy firms. With over 25 years in debt relief law, she specializes in bankruptcy strategy and foreclosure defense. She holds licenses in California and New York courts.
Allan Williams
Attorney
Allan Williams brings extensive bankruptcy litigation experience to client cases. He specializes in complex Chapter 13 filings and wage garnishment defense. His compassionate approach has helped numerous clients achieve debt relief through personalized legal strategies.
Questions
Will bankruptcy ruin my credit forever?
While bankruptcy initially impacts credit scores, it allows debt discharge that enables financial rebuilding. Most clients see improvement within 1-2 years through responsible financial management.
What's the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 involves debt discharge through asset liquidation, while Chapter 13 establishes repayment plans over 3-5 years without asset liquidation.
Can I keep my home if I file bankruptcy?
Chapter 13 often allows homeowners to retain property through repayment plans, while Chapter 7 requires current mortgage payments and equity within exemption limits.
Do I need an attorney for bankruptcy filing?
While not mandatory, our experienced attorneys provide critical guidance through complex proceedings, ensuring proper documentation and optimal debt relief strategies.
How does debt settlement work?
Our attorneys negotiate with creditors to accept reduced payments, typically 40-60% of owed amounts, without formal bankruptcy proceedings.
