Business Details
32 Years
experience
Your Trusted Insurance Partner in Minnesota & Colorado
Founded in 1994, Advantage 1 Insurance Agency has established itself as a trusted independent insurance provider serving Minnesota and Colorado. With multiple office locations in communities like St. Cloud, Long Prairie, and Sauk Centre, our agency combines local expertise with a commitment to personalized service. Our team actively participates in community organizations, including the St. Cloud Area Chamber of Commerce and Salvation Army, reflecting our dedication to the regions we serve.As an independent agency, we work with numerous trusted insurance carriers to secure competitive rates tailored to individual client needs. Our industry expertise spans over 25 years, ensuring clients receive comprehensive coverage solutions while benefiting from timely responses and customized quotes. We prioritize client satisfaction through transparent communication and a focus on long-term relationships rather than short-term transactions.
Services
Home Insurance
Life Insurance
Health Insurance
Auto Insurance
Recreational Insurance
Business Insurance
Details
- Year established: 1994
Highlights and features
- We offer personalized insurance solutions through multiple trusted carriers
- Our team has over 25 years of combined insurance industry expertise
- We provide timely responses and customized coverage recommendations
- Our agents maintain active community involvement in local organizations
- We work independently to prioritize client needs over insurance company interests
What people say
Knowledgeable staff
Competitive rates
Quick response times
Personalized service
Successful claims handling
Services
Home Insurance
Our home insurance policies protect against structural damage, personal property loss, and liability claims. Coverage includes dwelling protection, personal belongings, liability coverage, and additional living expenses during repairs. We help clients select appropriate limits based on property value and risk factors while ensuring comprehensive protection against common threats like fire, weather damage, and theft.
Life Insurance
We offer term and permanent life insurance solutions to protect beneficiaries financially. Our policies provide income replacement, wealth transfer options, and tax-deferred growth opportunities. Term policies cover specific periods while permanent policies accumulate cash value. We help clients determine appropriate coverage amounts based on family needs, debts, and long-term financial goals.
Health Insurance
Our health insurance plans cover medical expenses including hospitalization, surgeries, prescriptions, and preventive care. We offer options through multiple carriers to suit different budget and coverage needs. Policies include access to healthcare networks while providing financial protection against unexpected medical costs. We assist clients in understanding plan details and selecting appropriate coverage levels.
Auto Insurance
We provide comprehensive auto insurance protecting against collision, theft, vandalism, and weather damage. Policies include liability coverage, uninsured motorist protection, and rental reimbursement options. Our coverage helps protect personal assets while meeting state minimum requirements. We work with clients to find appropriate coverage levels based on vehicle value and driving patterns.
Business Insurance
Our business insurance solutions protect commercial operations against property damage, liability claims, and business interruption. Coverage options include property protection, liability insurance, and business continuity planning. We help businesses assess risk exposure and implement tailored protection strategies. Our independent agency status allows comparison across multiple carriers to find optimal coverage-cost combinations.
People
Andy Noble
Risk Advisor/President
Licensed in multiple insurance lines with CLCS designation. Active in St. Cloud Chamber of Commerce and youth sports coaching. Committed to community engagement and client-focused insurance solutions.
Robbie Plombon
Client Service Advocate
25+ years P&C insurance experience with CISR designation. Member of St. Cloud Chamber of Commerce and Salvation Army volunteer. Focuses on personalized client service and community involvement.
Brian Jarl
Risk Advisor
Certified Insurance Counselor with marketing degree from Bethel University. Active in local chambers and religious organizations. Combines professional expertise with community service through deacon roles and volunteer work.
Cheryl Johnson
Client Service Advocate
Licensed in Life & Health insurance with CISR Elite designation. Notary and commercial lines specialist. Actively involved in Sartell High School music programs and community service initiatives.
Matt Plombon
Risk Advisor
Commercial Lines Coverage Specialist with extensive farming and outdoor recreation experience. Active in local business networking groups while maintaining strong client relationships through personalized service approaches.
Questions
What types of insurance does Advantage1 offer?
We provide home, auto, life, health, recreational, and business insurance solutions through multiple trusted carriers.
How can I get a personalized insurance quote?
Contact our agency directly via phone or website to speak with a licensed agent who will assess your specific needs.
Do you offer coverage outside Minnesota?
Yes, we're licensed in 15+ states including Colorado, Wisconsin, Iowa, and Texas.
What makes Advantage1 different from online insurers?
Our local agents provide personalized guidance and advocate for clients during claims processes.
How quickly can I get insurance coverage?
Many policies can be issued immediately after application and underwriting approval.
Do you offer 24/7 claims support?
While we maintain regular business hours, our website provides after-hours claims reporting options.
