Business Details
39 Years
experience
Your Trusted Insurance Partner in Paynesville, MN
Dombrovski Insurance Agency was founded in 1987 by Keith Dombrovski as a captive agency for Farmers Insurance before evolving into an independent agency to better serve client needs. Our focus began with farm, crop, and health insurance, and we have since expanded to offer comprehensive personal and commercial coverage. Mary Dombrovski joined the agency in 1994, specializing in health insurance with a focus on Medicare clients. Chris Dombrovski, licensed since 2003, acquired the Property Casualty division in 2013 and the Life and Health division in 2019, building on over three decades of combined family experience. As a locally owned and operated agency, we prioritize quality insurance products tailored to individual and business needs.Our team combines deep industry knowledge with personalized service to ensure clients receive optimal protection. We maintain relationships with over 15 insurance carriers to provide competitive pricing and stable market solutions. Our commitment extends beyond transactions, focusing on long-term client relationships and proactive risk management. With agents licensed in all major insurance lines, we address diverse client needs across Minnesota. Our legacy of trust and expertise continues to guide our mission of exceeding client expectations.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Farm Insurance
Renters Insurance
Seasonal/Cabin Insurance
Recreational Vehicle Insurance
Workers Compensation
Umbrella Insurance
Details
- Year established: 1987
Highlights and features
- Family-owned since 1987 with three generations of insurance expertise
- Independent agency partners with 15+ carriers for competitive pricing
- Agents licensed in all major insurance lines since 2003
- Specialized Medicare health insurance expertise since 1994
- Local knowledge serving Paynesville and surrounding Minnesota communities
Services
Auto Insurance
Auto insurance protects vehicle owners from financial losses due to accidents, theft, or damage. Our policies cover liability, collision, and comprehensive risks while meeting state legal requirements. We partner with multiple carriers to ensure competitive rates and tailored protection for personal and business vehicles.
Home Insurance
Homeowners insurance safeguards against property damage, personal liability, and living expenses during repairs. Coverage includes structural elements, personal belongings, and additional living expenses. We offer policies from multiple insurers to match your home's unique needs and risk profile.
Life Insurance
Life insurance provides financial protection for dependents through death benefit policies. We offer term and permanent life insurance options to secure your family's future. Our agents help determine appropriate coverage amounts based on individual financial obligations and long-term goals.
Farm Insurance
Farm insurance combines home and commercial coverage for agricultural operations. Protection includes farm structures, equipment, crops, and liability risks. Our specialized policies address unique challenges like weather damage, equipment breakdowns, and liability claims on rural properties.
Business Insurance
Business insurance mitigates risks through property, liability, and operational coverage. Policies protect against theft, lawsuits, property damage, and business interruption. We customize solutions for companies of all sizes, including workers' compensation and commercial auto insurance.
People
Chris Dombrovski
Owner
Licensed agent since 2003, specializing in Property and Casualty Insurance. Acquired agency ownership in 2013 with over two decades of industry experience. Focuses on delivering tailored insurance solutions to Minnesota residents and businesses.
Krista Dombrovski
Insurance Agent
Licensed since 2019, specializing in Life, Accident, and Health Insurance with Medicare expertise. Provides personalized coverage solutions to individuals and families in Paynesville and surrounding areas.
Jenna Berry
Insurance Agent
Licensed agent since 2010 with all-lines insurance expertise. Specializes in health insurance solutions while serving Minnesota residents. Offers personalized guidance to individuals and families in Paynesville and surrounding communities.
Mary Dombrovski
Insurance Agent
Licensed since 1994 with comprehensive insurance expertise. Specializes in Medicare health insurance while supporting clients across multiple insurance lines. Provides experienced guidance to individuals and businesses in central Minnesota.
John Ludwig
Insurance Agent
Licensed agent since 2000 with expertise in auto, home, farm, life, and Medicare insurance. Serves clients in St. August, Minnesota, offering personalized coverage solutions across multiple insurance categories.
Questions
What types of insurance do you offer?
We provide auto, home, life, farm, business, renters, recreational vehicle, and Medicare health insurance solutions tailored to individual and commercial needs.
Are you a local, independent agency?
Yes, we're a family-owned Paynesville-based agency with independent status allowing us to shop 15+ carriers for optimal coverage and pricing.
Do you serve areas beyond Paynesville?
We serve clients in Paynesville, St. August, Richmond, and surrounding Minnesota communities with personalized insurance solutions.
What sets you apart from other agencies?
Three generations of local expertise, 15+ carrier partnerships, and personalized service focused on long-term client relationships and comprehensive protection.
