Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions in Bradford, PA
Bradford Area Federal Credit Union was founded in 1960 with a mission centered on community and mutual support. Our philosophy of 'People Helping People' drives every service we offer, from personalized loans to secure savings accounts. With over six decades of experience, we combine deep local knowledge with financial expertise to serve our members' evolving needs. Our team maintains fiscal responsibility while offering competitive rates and innovative solutions. We specialize in creating tailored financial products that align with our members' goals, whether for personal growth or family planning. Our commitment to quality service is reflected in our segregated membership model, which ensures we maintain small-credit-union values while serving a growing community.We continuously expand our services to meet modern banking demands while preserving the trust that has defined us since 1960. Our experienced professionals provide guidance on everything from everyday transactions to long-term financial planning. We pride ourselves on understanding the unique economic landscape of Bradford and surrounding areas, allowing us to deliver relevant, impactful financial solutions. This combination of experience, expertise, and community focus establishes us as a trusted partner for all our members' financial needs.
Services
Loans
Visa Credit Card
Savings Accounts
Checking Accounts
Visa Gift Card
Vacation Clubs
Christmas Clubs
Online Banking
Details
- Year established: 1960
Highlights and features
- We offer competitive loan and savings rates backed by 60+ years of local experience
- Our segregated membership model maintains personalized service standards
- We provide 24/7 online banking with secure digital financial management tools
- Our team offers expert guidance on credit union products and services
- We maintain strong community ties through local business partnerships
Services
Personal Loans
We offer various personal loan options including secured signature loans and recreational vehicle financing. Our competitive interest rates and flexible terms help members achieve financial goals for major purchases or debt consolidation. With convenient online applications and local decision-making, our loan specialists provide personalized guidance throughout the borrowing process.
Visa Credit Card
Our Visa Credit Card provides 10% interest rate with no annual fee for everyday purchases. Cardholders benefit from global acceptance, online account management, and enhanced security features. We offer personalized support for credit limit management and responsible credit building through this widely accepted payment solution.
Savings Accounts
We provide multiple savings options including regular share accounts and seasonal club savings programs. Our competitive rates help members grow funds for specific goals like vacations or holiday shopping. These accounts offer secure, flexible access to funds while maintaining federal insurance protection up to $250,000.
Online Banking
Our 24/7 online banking platform enables account management from any device. Members can check balances, transfer funds, and access e-statements securely. The system provides real-time transaction tracking and convenient enrollment options for both personal computers and mobile devices through our secure portal.
Prepaid Cards
We offer reloadable Visa TravelMoney Cards and gift cards with multiple security features. These prepaid solutions provide safe alternatives to cash with worldwide acceptance. The TravelMoney Card offers ATM access and flexible reloading options, while gift cards provide convenient purchasing solutions with fraud protection.
People
Susanne Wilcox
Assistant Treasurer / Office Manager
With extensive experience in credit union operations, Susanne manages daily office functions and member services at Bradford Area Federal Credit Union.
Brianne Kloss
Office Assistant
Brianne provides essential support to credit union operations, assisting members with account inquiries and transaction processing at Bradford Area Federal Credit Union.
Tammy Pearce
Loan Officer / Collection Officer
Tammy specializes in loan origination and credit assessment, helping members access appropriate financial products while maintaining responsible lending practices at Bradford Area Federal Credit Union.
Questions
What financial services do you offer?
We provide personal loans, Visa credit cards, savings accounts, checking accounts, and specialized club savings programs for vacations and holidays.
How can I join the credit union?
Membership requires family connection to existing members or employment at one of our partner companies listed on our website.
Are my deposits insured?
Yes, all savings are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
Do you offer 24/7 banking access?
Our online banking platform provides 24/7 account access with real-time balance updates and transaction history.
What loan options are available?
We offer secured signature loans, vehicle financing, and recreational vehicle loans with competitive interest rates.
