Business Details
50+ Years
experience
Your Trusted Financial Partner in Warren, PA
NFG Federal Credit Union has served the tri-state area of Pennsylvania, New York, and Ohio since 1954. Originally established as Pennsylvania Gas Company #2, we transitioned to a federal credit union in 1974 and have grown to serve over 5,000 members. As a member-owned, not-for-profit institution, we prioritize our members' financial well-being through competitive rates, low fees, and personalized service. Our offerings include checking and savings accounts, loans, IRAs, and digital banking tools designed for convenience and security. We operate from our facility at 1303 Pennsylvania Avenue West in Warren, PA, and maintain a commitment to community development and financial education.Our board of directors, elected by members, ensures our policies align with member interests rather than external profit motives. We provide 24/7 access to accounts through our Voice Response Unit and surcharge-free ATMs across Pennsylvania. Our NCUA-insured deposits up to $250,000 reflect our dedication to safety and trustworthiness. We offer lifelong membership benefits, allowing members to retain access even after job changes or retirement. Our team works directly with members to tailor financial solutions that meet individual needs, emphasizing transparency and ethical practices.
Services
Checking Accounts
Savings Accounts
Loans
Online Banking
ATM Services
Details
- Year established: 1954
Highlights and features
- We operate as a member-owned cooperative, prioritizing member benefits over external profits.
- Our NCUA-insured deposits provide security up to $250,000 for all members.
- We offer free checking accounts with no monthly fees or hidden charges.
- 24/7 access to accounts through our secure Voice Response Unit and surcharge-free ATMs.
- We provide lifelong membership benefits, maintaining access regardless of employment changes.
Associations and certifications
- NCUA
Services
Checking Accounts
Our checking accounts provide unlimited check writing, ATM/debit card access, and free overdraft protection. Members enjoy no monthly fees and free box of checks annually. Electronic deposits and transfers enable seamless financial management for everyday needs.
Savings Accounts
From basic savings to money market accounts and share certificates, we offer options for short- and long-term goals. Minimum balances start at $25, with higher-yield options available for larger deposits.
Vehicle Loans
We provide financing for new and used vehicles with terms up to 84 months for new cars and 66 months for used vehicles. 100% financing includes taxes, warranties, and title fees with flexible payment schedules.
Online Banking
24/7 banking through our secure platform includes bill pay, e-statements, account transfers, and loan applications. The Voice Response Unit allows balance checks and fund transfers via phone at any time.
Home Equity Loans
Fixed-rate second mortgages and home equity lines of credit offer competitive rates starting at 3.00% APY. We partner with PHH Mortgage Services for primary home loans and refinancing options.
Questions
What is a credit union?
A member-owned, not-for-profit financial cooperative offering savings, loans, and services. Members own shares and vote on operational policies.
Are my deposits insured?
Yes, all savings are insured up to $250,000 by the NCUA, a U.S. government agency.
Who can join NFG#2 FCU?
Employees of approved organizations in Pennsylvania, New York, or Ohio, plus family members through blood, marriage, or adoption.
Do you offer 24/7 banking access?
Yes, our Voice Response Unit and surcharge-free ATMs provide 24-hour account access for transactions and balance checks.
Can I keep membership if I change jobs?
Yes, once a member, always a member – your access continues regardless of employment status changes.
