Westchester Financial

Westchester Financial is a mortgage brokerage firm with a deep-rooted commitment to providing personalized and expert loan services to the California real estate investment community. Since 1991, we've cultivated a reputation for guiding clients through the complexities of the mortgage process, ensuring they secure the most suitable loan program to meet their unique financial goals.

We understand that securing a mortgage is not merely a numerical transaction; it's a significant financial decision that requires careful consideration and personalized guidance. Our team of seasoned professionals takes the time to thoroughly understand each client's individual circumstances, financial aspirations, and risk tolerance. We meticulously evaluate credit reports, income history, and debt obligations to present a comprehensive picture of their financial standing.

Our Comprehensive Approach

At Westchester Financial, we go beyond simply offering a generic loan product. Our commitment to our clients extends to providing comprehensive consultations that empower them to make confident and informed decisions. We believe in transparent communication, explaining every aspect of the loan process in clear and concise language, ensuring our clients are fully informed and comfortable throughout the journey.

We also recognize that the path to securing a mortgage can be challenging, especially in today's dynamic lending environment. To alleviate the stress and complexities, we offer proactive support and guidance throughout the entire process, from initial application to final closing.

Tailored Loan Solutions

We believe in the power of customized solutions and tailor each loan program to the specific needs and circumstances of our clients. Whether you're a first-time homebuyer, an experienced investor, or seeking to refinance an existing property, our team will work meticulously to identify the most advantageous loan options available. We analyze a wide range of mortgage programs, including:

• Purchase Loans: Facilitating the purchase of your dream home or investment property.
• Rate & Term Refinances: Securing a lower interest rate or adjusting the loan term to suit your financial goals.
• Cash-Out Refinances: Accessing the equity in your home for various financial needs, such as debt consolidation, renovations, or investments.

Expertise Across Property Types

Our expertise extends across various property types, including:

• Primary Residences: Home sweet home, whether it's a single-family home, condominium, or townhouse.
• Second Homes: Escapes to the coast or mountain retreats, fulfilling vacation dreams.
• Investment Properties: Rental properties or income-generating assets, expanding your real estate portfolio.
• Commercial Properties: Office buildings, retail spaces, or industrial facilities, supporting business endeavors.

We understand the nuances of each property type and tailor our loan solutions accordingly, ensuring our clients receive the most competitive and favorable terms.