Strategic Home Loans

At Strategic Home Loans, we are dedicated to delivering exceptional customer service. Our team of professionals is committed to making your mortgage experience as smooth and stress-free as possible. We believe that everyone deserves the best, and that's why we're here to help you navigate the complex world of mortgages.

Our Vision

Our vision at Strategic Home Loans is to be your trusted advisor for life. We strive to understand your unique goals and expectations, and tailor our services to meet your needs. Our team is constantly working to improve our systems and processes, ensuring that we can provide you with the best possible service. Our goal is to not just meet your expectations, but to exceed them in every way.

Our People

At Strategic Home Loans, we have a team of experienced professionals who are dedicated to helping you achieve your financial goals. From our loan officers to our processors, every member of our team is committed to providing you with the highest level of service. We believe that our people are our greatest asset, and we're confident that you'll find them to be knowledgeable, friendly, and always ready to help.

Our Services

Strategic Home Loans offers a wide range of mortgage services designed to meet the unique needs of each of our clients. Whether you're looking to purchase a new home, refinance an existing mortgage, or explore specialized loan options, we have the expertise and resources to help you achieve your goals. Our loan programs include conventional loans, commercial loans, FHA loans, refinance loans, reverse mortgages, USDA loans, and VA loans.

Conventional Loans

Conventional loans are the most common type of mortgage. They are not insured or guaranteed by any government agency, and they typically require a higher down payment than other types of loans. However, they often offer lower interest rates and more flexible terms.

Commercial Loans

Commercial loans are designed for businesses and investors who are looking to purchase or refinance commercial properties. These loans can be used for a variety of purposes, including the acquisition of new properties, the renovation of existing properties, and the refinancing of existing commercial mortgages.

FHA Loans

FHA loans are insured by the Federal Housing Administration. They are popular among first-time homebuyers because they require a lower down payment than conventional loans. FHA loans also offer more lenient credit score requirements and lower interest rates.

Refinance Loans

Refinance loans allow homeowners to replace their existing mortgage with a new loan. This can be a great way to lower your monthly payments, reduce your interest rate, or tap into the equity in your home. We offer a variety of refinance options, including rate-and-term refinances, cash-out refinances, and streamline refinances.

Reverse Mortgages

Reverse mortgages are designed for homeowners who are 62 years of age or older. They allow homeowners to borrow money using the equity in their home as collateral. The borrower does not have to make monthly payments on the loan, but they must continue to pay property taxes and insurance.

USDA Loans

USDA loans are guaranteed by the United States Department of Agriculture. They are designed for borrowers who are purchasing homes in rural areas. USDA loans offer lower interest rates and more lenient credit score requirements than conventional loans.

VA Loans

VA loans are guaranteed by the Department of Veterans Affairs. They are designed for veterans, active-duty military personnel, and surviving spouses. VA loans offer lower interest rates and more lenient credit score requirements than conventional loans, and they do not require a down payment.

Loan Process

At Strategic Home Loans, we understand that the mortgage process can be complex and overwhelming. That's why we're here to guide you every step of the way. Our loan process typically begins with a consultation to discuss your financial goals and options. From there, we'll help you choose the right loan program for your needs, gather the necessary documentation, and submit your application. Once your loan is approved, we'll work with you to finalize the details and close your loan.

Mortgage News

At Strategic Home Loans, we believe that knowledge is power. That's why we're committed to keeping you informed about the latest trends and developments in the mortgage industry. Whether you're looking for information on interest rates, loan programs, or market conditions, we're here to provide you with the insights you need to make informed decisions about your financial future.

Mortgage Calculators

Our mortgage calculators are designed to help you understand your mortgage options and make informed decisions about your financial future. With our calculators, you can estimate your monthly payments, determine how much you can afford, and compare different loan scenarios. We believe that the more information you have, the better equipped you'll be to achieve your financial goals.

Mortgage Glossary

At Strategic Home Loans, we understand that the mortgage industry is filled with complex terminology and jargon. That's why we've created a comprehensive glossary of mortgage terms to help you navigate the process with confidence. Whether you're looking for information on adjustable-rate mortgages, amortization, or escrow accounts, we've got you covered.