Business Details
49 Years
experience
Emergency
services
Your Trusted Insurance Partner in Guttenberg, NJ
Central Insurance Agency Of New Jersey has been serving the insurance needs of New Jersey residents and businesses since 1977. Founded by Frank Diaz, we pioneered access to top-rated insurance providers for the Hispanic community and continue to prioritize personalized service and comprehensive coverage solutions. Our independent agency model allows us to offer products from multiple carriers, ensuring clients receive tailored policies that meet their specific requirements. With offices in Guttenberg and Prospect Park, we serve all 21 counties across New Jersey, providing expert guidance on personal and commercial insurance matters.Our team of dedicated professionals works directly with policyholders during claims processes, advocating on their behalf to ensure fair and timely resolutions. We maintain strong relationships with leading insurance carriers while emphasizing transparency, competitive pricing, and community education about risk management strategies. Through four decades of service, we have built a reputation for reliability and client-centric support that extends beyond policy issuance to include ongoing risk assessment and coverage optimization.
Services
Auto Insurance
Homeowners Insurance
Business Owners Policy
Workers Compensation
Flood Insurance
Commercial Auto
General Liability
Renters Insurance
Condo Insurance
Details
- Year established: 1977
Highlights and features
- We offer over 45 years of combined insurance expertise in New Jersey markets
- Our independent agency status provides access to multiple top-rated carriers
- We provide 24/7 claim reporting assistance with dedicated support representatives
- Our team specializes in creating customized insurance packages for unique needs
- We maintain physical offices in Guttenberg and Prospect Park for local service
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual drivers and families. Our policies protect against liability, collision, and comprehensive risks while offering customizable coverage options. With access to multiple carriers, we help clients find competitive rates that match their specific needs and driving profiles.
Homeowners Insurance
Our homeowners insurance policies protect residential properties against common risks including fire, theft, and natural disasters. We offer customizable coverage options with additional protections for high-value items and specialized needs. Our team helps clients understand policy details and select appropriate coverage limits for their properties.
Business Owners Policy
We design comprehensive business owners policies that combine property, liability, and business interruption coverage. These customized solutions protect small to mid-sized businesses against common operational risks while offering flexibility to address industry-specific exposures and growth requirements.
Workers Compensation
Our workers compensation insurance meets New Jersey's legal requirements while protecting businesses against workplace injury claims. We work with employers to implement safety programs and risk management strategies that help control premium costs and improve workplace safety.
Flood Insurance
We provide flood insurance through the National Flood Insurance Program and private carriers to protect properties in high-risk areas. Our specialists help clients understand flood zone requirements and select appropriate coverage limits for their residential or commercial properties.
People
Frank Diaz
Principal
Founder of Central Insurance Agency Of New Jersey with over 45 years of industry experience. Pioneered access to major insurance carriers for the Hispanic community while maintaining a commitment to personalized service and client advocacy.
Vinnie Navarrete
Office Manager
Manages daily operations with 20+ years of insurance industry experience. Coordinates team activities to ensure efficient service delivery and maintains relationships with carrier representatives to benefit policyholders.
Berenice
Producer
Licensed insurance producer specializing in personal lines coverage. Assists clients with policy selection and risk assessment while maintaining focus on long-term client relationships and satisfaction.
Jeannette
Customer Service
Handles policy administration and client inquiries with 15 years of insurance support experience. Provides guidance on policy changes, claims processes, and coverage options to ensure client needs are met.
Mayra
Customer Service
Supports commercial clients with policy management and service requests. Focuses on clear communication and timely resolution of client concerns while maintaining detailed knowledge of commercial insurance requirements.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, flood, renters) and commercial insurance (BOP, workers comp, general liability, commercial auto) for New Jersey residents and businesses.
How can you help me save money on insurance?
As an independent agency, we compare rates from multiple carriers to find competitive pricing while maintaining quality coverage that meets your specific protection needs.
Do you offer 24/7 claim support?
Yes, we provide 24-hour claim reporting assistance through carrier emergency numbers and have dedicated staff available to help with claim processes during business hours.
Are you licensed to operate in New Jersey?
We are fully licensed in New Jersey and maintain professional relationships with major insurance carriers to ensure proper coverage for our clients across the state.
Can you help with policy changes?
Yes, we process policy changes including adding/removing vehicles, updating coverage limits, and modifying policy details. Contact us directly or use our online forms for service requests.
